Karen Sims
Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...
I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Karen is simply amazing! From start to finish she's on it!! Great communication and execution .
Reply from Karen Sims
March 6th, 2026 06:53 PM
I'm pleased to hear that you found my communication and execution effective throughout the process, Melissa. Being attentive from start to finish is something I aim for with each client. If you have any further questions or need assistance...
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Karen and Mary Ann are the best! They made this process so easy and communication on every step was awesome! I live the videos that were sent out to help explain things during this process - best team ever!
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Reply from Karen Sims
March 3rd, 2026 04:50 PM
I’m truly glad to hear that you found the process easy and the communication effective, Jessica. Creating a streamlined experience is important to me, and I’m pleased that the videos were helpful for you. If there's anything more you need along...
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As always, great communication and getting the transaction to closing. Karen goes above and beyond for her clients and it is very much appreciated.
Reply from Karen Sims
February 26th, 2026 08:10 PM
It's wonderful to know that the communication and closing process met your expectations, Lora. I strive to go above and beyond for my clients, and your appreciation means a lot to me. If there's anything else you need, please feel free to reach...
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The communication between the underwriting team and Karen were on point.
Reply from Karen Sims
February 23rd, 2026 07:54 PM
I'm glad to know that you found the communication between the underwriting team and me to be effective, Kevin. Ensuring a smooth process is important, and it's great to know this was your experience. If there's anything else I can assist you...
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karen was great about answering questions and a good
Reply from Karen Sims
February 20th, 2026 09:34 PM
I'm pleased to hear that my efforts in answering your questions were helpful, Steven. If there's anything more you need or any further assistance I can provide, please feel free to reach out.
Communication and fast closing
Reply from Karen Sims
February 5th, 2026 08:15 PM
I'm glad to hear that the communication and speed of the closing process were aspects of your experience at Highlands Residential Mortgage, Ltd. that stood out to you, Sheila. If there's anything further I can assist you with, please don't...
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Communication was clear and quick. The process of obtaining my loan was much easier than anticipated.
Reply from Karen Sims
February 5th, 2026 07:50 PM
It's reassuring to know that the communication and loan process met your expectations, Brenden. Simplifying the journey for you is always what I aim for. Should you have any more questions or require further assistance, please don't hesitate...
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Friendly, knowledgeable,
Reply from Karen Sims
February 5th, 2026 01:58 PM
It’s great to hear that you found me to be friendly and knowledgeable, Chela. Providing a comfortable and informed experience is always my goal. Should you have any questions or need assistance down the line, I'm here to help.
Karen was very responsive to all my questions. She was amazing at walking me through this process!
Reply from Karen Sims
February 2nd, 2026 03:31 PM
I'm pleased that the support I provided was helpful for you, Johanna. Being responsive and guiding you through the process effectively were my priorities. If there's anything else you need or any questions that arise, feel free to reach out....
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Karen is a pleasure to work with - always very responsive and pleasant.
Reply from Karen Sims
January 22nd, 2026 07:09 PM
Thank you for sharing your thoughts, Tara. I'm glad to know that my responsiveness and approach made your experience a positive one. If you need any further assistance or have questions in the future, please feel free to get in touch.
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About
I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
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