

Karen Sims
Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Karen is the sweetest person and so wonderful to work with on every level !
Reply from Karen Sims
April 13th, 2026 04:44 PM
Stephanie, I'm grateful for your kind words. It's appreciated to hear that you had a positive experience working with me. If there's anything else I can assist you with, please let me know.
Constant feedback and text made it very easy
Reply from Karen Sims
April 13th, 2026 07:49 PM
Ricardo, I'm glad to hear that the constant feedback and communication made the process easier for you. If there's anything else you need, please feel free to reach out.
Karen went above and beyond during the mortgage process, she was quick and responsive the entire time If we had any issues she made sure to help us out. Karen got us a quick closing, I would recommend her 100%!!
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Reply from Karen Sims
April 6th, 2026 01:40 PM
I'm truly grateful for your feedback, Jonathon. It means a lot to know that you felt supported throughout the mortgage process. Your recommendation and trust in my work are highly valued. If there's anything more I can assist with, please feel...
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Karen was such a Great help I couldnt have made it threw everything without all her help. She was always there when ever I needed her and thats why it made the whole experience so much easier. Thank you so much Karen.
Reply from Karen Sims
April 6th, 2026 04:39 PM
Debora, I really appreciate your kind words. I'm pleased to hear that my assistance made the process easier for you. Being there whenever you needed was important to me, and I'm glad it helped. If you have any more questions or need further...
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Karen is readily available, always very helpful and Knowledgeable! Will certainly be recommending her to my clients again.
Reply from Karen Sims
April 3rd, 2026 05:30 PM
Thank you for the kind words, Sonja. I'm pleased to know that my availability and knowledge have been beneficial. It's always rewarding to support you and your clients. If there's ever anything more I can do, please feel free to reach out.
Quick, friendly, individual service. Response to any questions within a short amount of time. Adaptability to changing situations with closing.
Reply from Karen Sims
March 20th, 2026 07:51 PM
Thank you for sharing your experience, Tim. It's great to hear that you appreciated the quick and personalized service. I believe adaptability is essential, especially when closing timelines shift, so I'm glad that approach worked well for...
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Consistency! As a real estate agent I never have to worry if Karen is going to take up any challenge brought to her. I can guarantee my buyers that Karen will not only take care of their lending questions and needs but does so with such great...
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Reply from Karen Sims
March 16th, 2026 02:45 PM
Tammy, I really appreciate your kind words and the trust you place in me to handle challenges. It’s important to me that both agents and buyers feel supported throughout the process, and I’m glad that my approach has been helpful to you and...
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Communication was top notch! Speed of transaction and flow was easy to follow.
Reply from Karen Sims
March 12th, 2026 12:44 PM
I'm glad the communication and transaction flow met your expectations, Brittany. Ensuring a smooth and clear process is important to me. If there's anything else you need or if any questions arise, please don't hesitate to reach out.
Karen and Mary Ann did a great job communicating and guiding my wife and I through the whole mortgage experience. We are very thankful we had Karen and Mary Ann, it was a pleasure working with them. Thank you!
Reply from Karen Sims
March 9th, 2026 01:37 PM
I'm happy to hear that you and your wife felt well-guided and supported throughout the mortgage process, Larry. Communication is key, and I'm glad it made your experience smoother. If you have any more questions or need assistance in the future,...
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Karen Sims was an absolute pleasure to work with as a lender. She is extremely organized, communicative, and keeps everyone in the loop throughout the entire process. One thing that really stands out about Karen is that she answers her phone...
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Reply from Karen Sims
March 9th, 2026 12:55 PM
It's gratifying to know that my organization and communication made a positive impact on your experience, Kathy. I believe in keeping everyone informed at every stage, and being available to address questions is a key part of that process....
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About
I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
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