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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
    A
    Aaron B O
    Ringgold, GA
    Posted on October 3rd, 2021 12:21 PM
    Karen went above and beyond for me and my family! The level of communication was outstanding and the hard work that was put in was truly a blessing.
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    Jamyron S
    Fort Mitchell, AL
    Posted on October 1st, 2021 04:34 PM
    Karen communicated very well. She stayed on top of deadlines and made this transaction extremely smooth.
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    L
    Lauren E O
    Ringgold, GA
    Posted on October 1st, 2021 12:12 PM
    Karen is awesome!
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    Tiffany W H
    Lafayette, GA
    Posted on September 27th, 2021 03:47 PM
    Very organized and simple
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    Lacey R
    Lafayette, GA
    Posted on September 27th, 2021 01:06 PM
    Karen was always quick to respond. Kept everyone in the loop the entire process. Very Polite and knowledgeable. Overall exceeded expectations.
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    J
    Jordan T B
    Fort Mitchell, AL
    Posted on September 24th, 2021 01:34 PM
    Karen walked us through every step. Was extremely active and timely with all documents throughout the entire process
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    Megan R W
    Trenton, GA
    Posted on September 23rd, 2021 12:24 PM
    Karen worked with me back and forth and I always felt like she was treating my case as if it were her own or her family.
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    R
    Rod C
    Trenton, GA
    Posted on September 18th, 2021 02:40 PM
    Always grateful for a lender that communicates!!
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    Danny R F
    Fort Payne, AL
    Posted on September 15th, 2021 03:50 PM
    Miss Karen has made herself available to us at any time we had questions this was a new experience for us and she helped us walk us through everything and we cannot ask for a better person to help us buy the house.
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    Chasity N P
    Jasper, TN
    Posted on September 12th, 2021 04:34 PM
    Great experience and sim0le
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.