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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
98%
4 Star
2%
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Reviews from Web
  • Encompass
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    Brittany S
    Trenton, GA
    Posted on November 7th, 2021 10:22 AM
    Karen was very pleasant to work with. She helped keep me on track and was patient with me through the entire process. She went above and beyond to help me get approved for my home. I would recommend Karen to anyone purchasing a home.
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    Susan O
    Bryant, AL
    Posted on November 5th, 2021 02:12 AM
    Very professional, knowledgeable and answered her phone Great experience
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    Lacee S
    Guild, TN
    Posted on October 18th, 2021 03:39 PM
    Super easy and fast!
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    Rachel D
    Trenton, GA
    Posted on October 16th, 2021 10:59 AM
    Karen was wonderful to work with! As a first time home buyer I had many questions and Karen always answered them in a timely manner!
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    Jody S
    Flat Rock, AL
    Posted on October 15th, 2021 04:35 PM
    Everything about the process. Karen is awesome!
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    Vickie M
    Chattanooga, TN
    Posted on October 15th, 2021 01:04 PM
    Karen was great to work with!
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    Angela P G
    Chattanooga, TN
    Posted on October 14th, 2021 12:57 AM
    Throughout the process Karen explained everything step by step and answered any questions we had extremely fast. Very professional and knowledgeable about the process.
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    Lora P
    Flat Rock, AL
    Posted on October 9th, 2021 12:44 PM
    Everything went smoothly and quick! I never had to ask for an update. Communication is key to a realtor and Karen’s communication is top notch!
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    Lucas N
    Flat Rock, AL
    Posted on October 9th, 2021 11:02 AM
    Karen was very informative and would quickly answer any questions I had. Definitely felt good having someone like her help me through this process as it was my first time purchasing a home. Will definitely recommend her services.
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    Kevin S G
    Lafayette, GA
    Posted on October 8th, 2021 12:53 AM
    She had great communication skills and was very patient with all of my questions. She is good at what she does.
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.