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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
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    Sarah R
    Wildwood, GA
    Posted on March 17th, 2022 11:14 AM
    Karen would communicate and answer questions no matter what time of the day and made what could be a stressful experience so much easier.
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    Debbie K
    Harrison, TN
    Posted on March 5th, 2022 12:16 PM
    Karen goes way over and above to communicate and keep the file on track. She's very intelligent and is always available to answer questions. She has handled many loans for my family and my clients. I and they have had the best experiences with...
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    Brittany C
    Lookout Mountain, GA
    Posted on March 1st, 2022 04:02 PM
    Karen is always so helpful with any questions, top notch on communication and we will continue to recommend such good work to others.
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    Tanner N
    Rock Spring, GA
    Posted on February 26th, 2022 04:20 PM
    Karen is an absolute rockstar. She made the whole process not so painful. From the Pre-Approval to the Closing she was on top of it and had us closing within 30 days! No matter what the time or day it was she was there to answer my questions...
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    Delia M
    Montgomery, AL
    Posted on February 24th, 2022 10:31 PM
    Karen helped make the entire transaction run smoothly. She was easy to get in touch with and kept on top of things to meet deadlines.
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    Heather N
    Fort Payne, AL
    Posted on February 19th, 2022 03:34 PM
    Karen is wonderful and makes it all so easy. Great with the Clients and with the Realtor. It is always a pleasure.
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    Curt J W
    Fort Payne, AL
    Posted on February 15th, 2022 05:07 PM
    Karen was very responsive to all questions and concerns. She was very pleasant during all interactions.
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    Aimee B W
    Fort Payne, AL
    Posted on February 15th, 2022 11:18 AM
    Communication and ease of process
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    Thomas B M
    Trenton, GA
    Posted on February 14th, 2022 01:23 PM
    Karen was amazing. She was patient and answered al my questions. Made the experience very pleasant. Thank you!
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    Leisa E R
    Trenton, GA
    Posted on February 12th, 2022 01:04 AM
    Karen has assisted myself and my family with several mortgage loans. She is incredibly responsive and knowledgeable. We would recommend her to everyone for mortgage needs!
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.