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Karen Sims - Loan Officer | NMLS# 150336|TN: 108129| AL: 59063| GA: 28150 in Chattanooga, TN

Karen Sims

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Loan Officer | NMLS# 150336|TN: 108129| AL: 59063|...

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I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degre... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
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    Rachel N S
    Ringgold, GA
    Posted on April 25th, 2022 12:15 PM
    Communication was top notch!
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    Madeleine B
    Chattanooga, TN
    Posted on April 14th, 2022 12:53 PM
    Karen was amazing! Easy to get in touch with and made sure we were organized and ready to close! Couldn’t recommend Karen enough.
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    Wesley B
    Chickamauga, GA
    Posted on April 10th, 2022 01:39 PM
    Communication is key in this market, and Karen is on top of it!!
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    Tyler A
    Rossville, GA
    Posted on April 10th, 2022 01:38 AM
    Karen walked me through every step of the way and constantly kept me informed. She was available to answer any and all questions anytime of the day.
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    Alyssa S
    Chickamauga, GA
    Posted on April 8th, 2022 11:32 AM
    Karen was quick to respond to any questions I had. She made me feel like she cared about my situation and wanted me to have the best outcome. The process was easy and stress free!
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    Teresa R B
    Rossville, GA
    Posted on April 3rd, 2022 11:03 AM
    Karen was very friendly, polite, and professional. She communicated very well and I had the confidence that she was taking care of everything I needed in a timely, excellent manner!
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    Morgan B M
    Lookout Mountain, GA
    Posted on March 28th, 2022 11:25 PM
    Karen sims great to work with
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    Katherine M
    Chattanooga, TN
    Posted on March 28th, 2022 12:30 AM
    Karen went above & beyond. Will definitely recommend & use her again!
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    Jenna C L
    Chattanooga, TN
    Posted on March 26th, 2022 12:39 PM
    Karen was very easy to communicate with throughout the transaction
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    Vickie M
    Trenton, GA
    Posted on March 22nd, 2022 02:12 PM
    Karen is by far one of the best loan officers I have had the pleasure of working with. She is very knowledgeable, answers her phone, and returns calls promptly. She is pleasant and a joy to work with! I highly recommend her!
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    About
    I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150336,TN: 108129, AL: 59063, GA: 28150
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.