Karen Johnson at Waterstone Mortgage NMLS #28...
Senior Mortgage Advisor
With over 18 years of experience, Karen Johnson is a trusted mortgage expert and lifelong Central Florida resident. She has built a referral-based business by providing exceptional service to homebuyers, real estate agents, and builders. Ka... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
My husband and I worked with Karen Johnson, and it's been a wonderful experience. As first-time homebuyers, we were very nervous. Karen's expertise and kindness helped us feel comfortable throughout the process. She always had our best interest...
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Reply from Owner
January 22nd, 2026 12:00 AM
Thank you for this review, Kenyana! I pride myself on providing my borrowers - whether it's their first home purchase or their 10th - with exceptional service and am happy to hear I met your expectations. I look forward to working with you...
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Amazing people….Amazing service!!! Karen was exceptional and made our home buying experience wonderful!!
Amazing people….Amazing service!!! Karen was exceptional and made our home buying experience wonderful!!
Excellent experience working with them. Would recommend to anyone looking for a loan. Thanks again Karen and team for making the process so much easier.
Excellent experience working with them. Would recommend to anyone looking for a loan. Thanks again Karen and team for making the process so much easier.
Karen was so helpful every step of the way. She answered all my questions with confidence and would call me back right away if she did not have the answer. Very knowledgeable and I always felt like she had my best interest at heart. I would...
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Excellent to work with! Karen made to whole process easy, patiently answered all our questions and was very prompt and professional! Would highly recommend!
Karen, and her team, were terrific, extremely helpful and dedicated to ensuring that we had a seamless mortgage process and closing. We greatly appreciated how they always went above and beyond, kept us informed at all times and oversaw all...
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I contacted two other mortgage brokers before Karen Johnson. They did not provide me with a sense of comfort or feeling that they would work and provide the best opportunities for us when it came to my first home mortgage loan.When I came across...
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Reply from Karen Johnson at Waterstone Mortgag...
March 3rd, 2021 02:30 AM
Thank you for your recommendation, Maria! The team and I were thrilled we were able to provide you with a positive home mortgage loan experience. We look forward to working with you again when the time to refinance or buy a new home is right....
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Karen is such a pleasure to work with. I am forever grateful to her for all she did in helping us secure the mortgage for the home we currently live in. Karen is extremely thorough, detail oriented, she not only cares about the business you...
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About
With over 18 years of experience, Karen Johnson is a trusted mortgage expert and lifelong Central Florida resident. She has built a referral-based business by providing exceptional service to homebuyers, real estate agents, and builders. Karen stays up-to-date on industry changes to help clients make informed financial decisions using FHA, VA, USDA, and Conventional loans. Known for her quick, accurate communication, she ensures a smooth loan process from start to finish. Whether buying a home or refinancing, Karen is committed to finding the best mortgage solution for your long-term goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
An array of home loan programs for various purchase and refinance needs.
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Memberships
- NMLS
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #289594
Awards
Hobbies
- Painting
- Water Activities
- Crafts
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Disclaimer
Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions