Karen Johnson at Waterstone Mortgage NMLS #28...
Senior Mortgage Advisor
With over 18 years of experience, Karen Johnson is a trusted mortgage expert and lifelong Central Florida resident. She has built a referral-based business by providing exceptional service to homebuyers, real estate agents, and builders. Ka... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Karen is the best loan officer I have ever worked with she is knowledgable and takes all the time needed to help her customers. I highly recommend her if you are looking for a great mortgage professional.
Reply from Karen Johnson at Waterstone Mortgag...
November 7th, 2025 03:58 PM
Hi Sherri, What an honor it is to read your words being you have been a mortgage industry professional for many years! I'm glad you felt you received time and care in your transaction. I am delighted to have assisted with your financing needs...
read more
Karen made sure to keep me informed the whole time, guided me through the process, and helped in any way I needed.
Reply from Karen Johnson at Waterstone Mortgag...
November 3rd, 2025 03:39 PM
Hi Tammy,
I'm very glad you felt you guided and informed during your home loan process. Your five-star review means a lot to me. Thank you for entrusting me to assist you. I look forward to helping you again!
Karen Johnson really loves her work and she dies everything to take care of her clients.
Reply from Karen Johnson at Waterstone Mortgag...
October 21st, 2025 02:50 PM
Thank you, Ricardo for taking time to provide your 5-star review! I am happy to know you had a good experience and felt well taken care of during the loan process. I am happy to be of help again in the future!
Karen is personable, professional, and responsive. She answered all of our questions and was available around the clock. We could not have had a better experience. It was more like working with a close friend than a business. Closing was smooth...
read more
Reply from Owner
October 20th, 2025 06:19 PM
Thank you, Adam for your 5-star review of your home loan experience! I'm glad you felt my communication was consistent and timely. And, feeling like you were working with a friend is a true compliment! I wish you much happiness in your new...
read more
Karen is personable, professional, and responsive. She answered all of our questions and was available around the clock. We could not have had a better experience. It was more like working with a close friend than a business.
Reply from Karen Johnson at Waterstone Mortgag...
October 21st, 2025 03:13 PM
I'm truly pleased to hear that you felt supported and at ease throughout the process. Ensuring you had a reliable and responsive experience was important to me, and I’m glad our collaboration felt more personal than transactional. Thank you...
read more
Karen was wonderful to work with. She communicated quickly, stayed on top of every detail, and guided us through each step of the process. She was always available to answer our questions, which made the entire experience smooth and stress-free....
read more
Reply from Karen Johnson at Waterstone Mortgag...
September 30th, 2025 03:44 PM
Thank you, Jennifer for your 5-star review! It was my pleasure helping you and Cory through the loan process I am delighted that my communication and guidance met your expectations! I wish your family much enjoyment in your new home! Thank...
read more
Karen was great! She made the process so smooth and easy! She took the nerves away that I had going into this. Also, explained everything and I am grateful for my forever home with my boys!
Reply from Owner
July 17th, 2025 06:21 PM
5-stars! Thank you, Cheetara! I am thankful for the opportunity to meet you and help you with financing for your home purchase! What a lovely home and may you and your boys enjoy many wonderful years there.
Karen Johnson at Waterstone Mortgage NMLS #289594 has received a review with 5 star rating from Tommy B
Reply from Owner
July 17th, 2025 06:22 PM
I very much appreciate the 5-star rating you provided! Thank you!!
I went into this nervous, but Karen reassured me that everything was going to be OK! She made this process smoother than I expected. Allowing me to stay calm and get things done. I would recommend her every time.
Reply from Karen Johnson at Waterstone Mortgag...
July 17th, 2025 06:25 PM
Your words put a smile on my face! Thank you! Calm and moving along is just what we want! You were great to work with and I am delighted to have helped you with your home loan.
Karen is a super patient and professional mortgage adviser. She always answered all my questions in a timely manner. As a first time homeowner, I also learned a lot through the process. Highly Recommend!
Reply from Owner
June 25th, 2025 07:07 PM
I very much appreciate your 5-star review! You, too, were helpful with timely responses! I wish you and your wife much happiness in your beautiful home. I am always happy to address your questions that come along!
21–30 of 61
About
With over 18 years of experience, Karen Johnson is a trusted mortgage expert and lifelong Central Florida resident. She has built a referral-based business by providing exceptional service to homebuyers, real estate agents, and builders. Karen stays up-to-date on industry changes to help clients make informed financial decisions using FHA, VA, USDA, and Conventional loans. Known for her quick, accurate communication, she ensures a smooth loan process from start to finish. Whether buying a home or refinancing, Karen is committed to finding the best mortgage solution for your long-term goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
An array of home loan programs for various purchase and refinance needs.
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #289594
Awards
Hobbies
- Painting
- Water Activities
- Crafts
View All
Disclaimer
Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions