Karen Johnson at Waterstone Mortgage NMLS #28...
Senior Mortgage Advisor
With over 18 years of experience, Karen Johnson is a trusted mortgage expert and lifelong Central Florida resident. She has built a referral-based business by providing exceptional service to homebuyers, real estate agents, and builders. Ka... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Karen is a super patient and professional mortgage advisor. As a first homeowner, I did learned a lot through and process and she always answered all my questions in a timely manner. thank you!
Reply from Karen Johnson at Waterstone Mortgag...
June 25th, 2025 07:13 PM
Thank you very much for your great review! It was my pleasure to help you through the loan process with your first home purchase! I know you will enjoy the amazing home that you and your wife purchased. I'm here if you have future questions!...
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, breezy, beautiful new home.
Reply from Karen Johnson at Waterstone Mortgag...
June 18th, 2025 04:34 PM
I'm thrilled to hear that your experience was as breezy as your beautiful new home. It was a pleasure assisting you through the process. Enjoy your new space!
Karen is super responsive and helpful every step of the way. This is the second time I've used Waterstone and both experiences were seamless..
Reply from Owner
June 9th, 2025 06:54 PM
Thank you, Shelley for your 5-start review! I am so pleased that you had a great experience with your mortgage loan! You were wonderful to work with through the process! I wish you much enjoyment and happiness in your beautiful new home!
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Karen is super responsive and helpful every step of the way. This is the second time I've used Waterstone and both experiences were seamless..
Reply from Owner
July 22nd, 2025 12:00 AM
Thank you, Shelley for your 5-start review! I am so pleased that you had a great experience with your mortgage loan! You were wonderful to work with through the process! I wish you much enjoyment and happiness in your beautiful new home!
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Good communicator, Karen went above and beyond to work with me on the last minute changes.
Reply from Karen Johnson at Waterstone Mortgag...
June 9th, 2025 06:57 PM
Thank you very much for your great review! That's what it is all about! Working with whatever comes up! It was a pleasure to assist you with your home loan needs!
It was a pleasure working with Karen from Waterstone. She was very knowledge and professional, and made my mortgage happen in record time. Karen is a wonderful communicator and walked me through every step. Everything went perfectly at closing...
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Reply from Owner
May 23rd, 2025 09:39 PM
I am thrilled that you had a great experience with your loan process. Thank you so much for being a great and friendly person to work with. I wish you many happy and relaxing days in your new home!
It was a pleasure working with Karen from Waterstone. She was very knowledge and professional, and made my mortgage happen in record time. Karen is a wonderful communicator and walked me through every step. Everything went perfectly at closing...
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Reply from Owner
July 22nd, 2025 12:00 AM
I am thrilled that you had a great experience with your loan process. Thank you so much for being a great and friendly person to work with. I wish you many happy and relaxing days in your new home!
Karen was a fantastic advisor. As first time homebuyers, we really appreciated her going the extra mile to get us into our first home!
Reply from Owner
April 29th, 2025 10:23 PM
Hi Grace,
I very much appreciate your great review! Thank you for being prompt with any step needed!
May you and your family enjoy much happiness in your first home!!
Karen
Karen was a fantastic advisor. As first time homebuyers, we really appreciated her going the extra mile to get us into our first home!
Reply from Karen Johnson
May 6th, 2025 05:56 PM
I'm thrilled to hear that you had a great experience as first-time homebuyers. It was a pleasure to assist you in getting into your first home. Thank you for your kind words and for trusting me with your mortgage needs.
Karen was a fantastic advisor. As first time homebuyers, we really appreciated her going the extra mile to get us into our first home!
Reply from Owner
July 22nd, 2025 12:00 AM
Hi Grace,
I very much appreciate your great review! Thank you for being prompt with any step needed!
May you and your family enjoy much happiness in your first home!!
Karen
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About
With over 18 years of experience, Karen Johnson is a trusted mortgage expert and lifelong Central Florida resident. She has built a referral-based business by providing exceptional service to homebuyers, real estate agents, and builders. Karen stays up-to-date on industry changes to help clients make informed financial decisions using FHA, VA, USDA, and Conventional loans. Known for her quick, accurate communication, she ensures a smooth loan process from start to finish. Whether buying a home or refinancing, Karen is committed to finding the best mortgage solution for your long-term goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
An array of home loan programs for various purchase and refinance needs.
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Memberships
- NMLS
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #289594
Awards
Hobbies
- Painting
- Water Activities
- Crafts
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Disclaimer
Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions