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Karen Cimera - Sales Manager | NMLS #181709 in San Jose, CA

Karen Cimera

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Sales Manager | NMLS #181709

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I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and hel... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    D
    Deborah A N F
    Lincoln, CA
    Posted on December 6th, 2025 12:56 AM
    Karen was very professional and helped us with questions we had. She showed continued patience and understanding throughout the entire process .
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    M
    Morgen L L
    Morgan Hill, CA
    Posted on December 5th, 2025 07:44 PM
    Karen was very helpful to us as first time homebuyers. She answered our many questions and helped us keep everything together when it got a little crazy towards the end !
  • Encompass
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    Kristy K
    Morgan Hill, CA
    Posted on December 5th, 2025 05:27 PM
    Karen is so knowledable and guided my clients and I through a difficult transaction. she made it happen!
  • Encompass
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    Paul D M
    Cambria, CA
    Posted on November 24th, 2025 03:41 AM
    Everything
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    M
    Marlen T
    Cambria, CA
    Posted on November 23rd, 2025 10:27 PM
    Karen is consistently brilliant! She is able to handle complex loans and communicates efficiently. She is our go-to-person as we have full trust in her competence. Could not recommend her enough!
  • Encompass
    T
    Thomas H
    San Jose, CA
    Posted on November 3rd, 2025 07:01 PM
    effortless experience
  • Encompass
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    Cheryl L V
    Carmel By The Sea, CA
    Posted on October 31st, 2025 03:51 PM
    Karen is the BEST
  • Encompass
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    Arianna H
    Roseville, CA
    Posted on August 26th, 2025 06:53 PM
    Very helpful and made things clear to understand.
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    Cely M Q
    Mountain View, CA
    Posted on July 13th, 2025 06:58 PM
    I got the loan I needed to get the condo
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    Andrew R L
    Mountain View, CA
    Posted on July 10th, 2025 10:18 PM
    Lots of communication all along the way. All options presented and explained.
  • 31–40 of 411
    About
    I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and help them really get through a lot in life…going from where they are, to where they want to be. My clients are sometimes, like my kids…I lead them thru the process and in the end when we are done, it feels like they graduated and are off to get their lives moving, on their own. I love when they check in and we stay in touch.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 181709
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235