Karen Cimera
Sales Manager | NMLS #181709
I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and hel... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
There is a reason why this is our third or fourth time working with Karen. She provides outstanding service! Her responsiveness is lightning fast. She clearly explains and guides us through every step of the process, and answers all our questions....
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Reply from Karen Cimera
February 19th, 2026 04:33 PM
I'm grateful for your continued trust, Vivian. It means a lot to know that the service I provide keeps you coming back. Your comments about my responsiveness and guidance are truly appreciated. If you ever have more questions or need assistance...
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Karen listens and strives to find products that meet your goals.
Reply from Karen Cimera
February 18th, 2026 04:50 PM
Thank you for sharing your thoughts, Lynn. I'm pleased to know that my efforts to understand and align with your goals resonated with you. If you have any more questions or need further assistance in the future, please feel free to get in touch....
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Karen delivered exceptional service and streamlined the buying process. It was amazing working with her!!
Reply from Karen Cimera
February 11th, 2026 03:41 PM
I'm grateful for your generous review, Charley. It was a pleasure to help streamline your buying process. If you need any further assistance, please don't hesitate to reach out. Thank you for choosing me for your financing needs.
Karen represented the buyer's side of the transaction and I was the listing agent. I never had to question the status of the loan because she and the buyer's agent were always updating me. No question Karen knows what she's doing and she has...
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Very prompt, good
Reply from Karen Cimera
December 30th, 2025 04:47 PM
Thank you for your feedback. I appreciate your recognition of my promptness and am glad to hear you had a positive experience. If there's anything more I can assist you with, please let me know.
Karen is the BEST!!!
Reply from Karen Cimera
December 26th, 2025 05:15 PM
I'm grateful for your enthusiastic feedback, Daniel. Your support means so much to me. If there's anything else you need in the future, feel free to reach out. Thank you!
I have been working with Karen since 2008 for all of my home financing needs. She is always there with the best advice offering the most in savings for my family. We will continue to work with Karen for all financing needs. She is WONDERFUL!...
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Reply from Karen Cimera
December 24th, 2025 05:29 PM
I truly appreciate your kind words, Vanessa. It's been a pleasure working with you over the years and being able to support your family's financing needs. I'm grateful for your trust and look forward to assisting you with any future financing...
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Karen gets the job done, with the right amount of communication and follow-up. Through my several home sales and re-fis, she is THE absolute best to get you to your financial goals!
Karen is an exceptionally responsive lender who gives her full attention to every client. She understands exactly what needs to be done, executes quickly, and is extremely knowledgeable throughout the entire process.
Karen has an amazing response time and explanation of all our questions. Love working with her.
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About
I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and help them really get through a lot in life…going from where they are, to where they want to be. My clients are sometimes, like my kids…I lead them thru the process and in the end when we are done, it feels like they graduated and are off to get their lives moving, on their own. I love when they check in and we stay in touch.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 181709
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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