Karen Cimera
Sales Manager | NMLS #181709
I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and hel... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Karen has been outstanding now with 2 separate loans. She is absolutely on it with everything, getting the loans through. I can't say enough how helpful, efficinent and pleasant she is to work with. We have one more loan to go and will definitely...
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Have worked with Karen for years. She makes a not so fun process easy!
Reply from Karen Cimera
September 2nd, 2026 05:45 PM
Michele, I appreciate your continued trust over the years. It's great to hear that I've been able to make the process easier for you.
She never gave up on one of the most challenging loan files either of us have ever been involved with. Constant communication and helpful direction and advice.
Reply from Karen Cimera
August 28th, 2026 04:06 PM
Kevin, I'm grateful for your kind words and glad to hear that my communication and advice were helpful throughout the process. It was important to me to see this challenging loan file through, and I'm happy we could work together successfully....
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No one better than Karen Cimera!
Reply from Karen Cimera
August 17th, 2026 05:53 PM
Thank you for your kind words, John. I'm glad to know you feel so positively about working with me.
Karen is the GOAT when it comes to loans! She’s the absolute best in the business—knowledgeable, professional, and always willing to go the extra mile.
Reply from Karen Cimera
August 17th, 2026 07:55 PM
Ellen, I appreciate your kind words and am glad to hear that you had such a positive experience. It's wonderful to know that my efforts to be knowledgeable and professional made a difference for you.
Karen was wonderful to work with! She was punctual, communicative, and knowlegable. I hope to work with her again!
Reply from Karen Cimera
August 17th, 2026 01:14 PM
Ashley, I'm pleased to hear that you found our collaboration so positive. Your kind words about my punctuality, communication, and knowledge are greatly appreciated. I look forward to the opportunity to work with you again in the future!
Karen was extraordinarily hard working and consciencious- regularly working on weekends and evenings to ensure nothing was behind or falling through the cracks. After buying 10 houses in past this was clearly the most impressive experience...
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Reply from Karen Cimera
July 29th, 2026 03:45 PM
Erik, I'm grateful for your kind words and pleased to know that your experience with me was so positive. Ensuring everything runs smoothly, even on weekends and evenings, is important to me. Thank you for sharing your feedback!
We've worked with Karen for over 30 years. There isn't anyone we'd rather work with.
Reply from Karen Cimera
July 6th, 2026 07:24 PM
Dana, I appreciate your long-term trust and partnership over the years. It's wonderful to know that you feel so positively about working with me. Thank you for your kind words!
She was always on top of everthing and smooth transaction
Reply from Karen Cimera
June 18th, 2026 04:23 PM
Veronica, I'm glad to hear that everything went smoothly and that I could keep things on track for you. Thank you for your kind words!
Karen made the process easy by keeping me updated on what I needed to complete by text and/or emails.
Reply from Karen Cimera
May 28th, 2026 07:57 PM
Severina, I'm pleased to know that the updates I provided helped make the process easier for you. Keeping communication clear and timely is important to me. Thank you for your kind words!
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About
I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and help them really get through a lot in life…going from where they are, to where they want to be. My clients are sometimes, like my kids…I lead them thru the process and in the end when we are done, it feels like they graduated and are off to get their lives moving, on their own. I love when they check in and we stay in touch.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 181709
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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