Karen Cimera
Sales Manager | NMLS #181709
I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and hel...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
She was always on top of everthing and smooth transaction
Karen made the process easy by keeping me updated on what I needed to complete by text and/or emails.
Reply from Karen Cimera
May 28th, 2026 07:57 PM
Severina, I'm pleased to know that the updates I provided helped make the process easier for you. Keeping communication clear and timely is important to me. Thank you for your kind words!
Everything!
Reply from Karen Cimera
May 14th, 2026 04:44 PM
Paul, I'm grateful for your positive review and appreciation. It's appreciated to know you had a good experience with everything. If you ever need further assistance, I'm here to help.
Karen is truly incredible at what she does. Her experience and depth of knowledge make the entire loan process feel seamless, but what really stands out is how much she cares about her clients. She is always available, incredibly responsive,...
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Reply from Karen Cimera
May 14th, 2026 04:08 PM
Marlen, I appreciate your kind words and recommendation. I'm pleased to know that my experience and dedication have helped make the loan process smooth for you. It's important to me to be available and responsive, and I'm grateful to have been...
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Karen was always promt in answering our questions. Very nice to talk to. We felt like we did get the lowest rate we could get and that she was looking out for us. Wish we had had more clarity on the closing date matter, but we figured it out....
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Reply from Karen Cimera
May 13th, 2026 03:11 PM
Ana, I'm thankful for your kind feedback. I'm glad to hear that you felt supported throughout the process and that I could assist with your questions and securing a good rate. I apologize for any confusion regarding the closing date and appreciate...
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You need to keep Karen happy, she's on point with everything
She has helped me for the last 20 years and is great.
Reply from Karen Cimera
May 11th, 2026 04:54 PM
Laurence, I'm truly grateful for your kind words. It's been a pleasure assisting you over the past 20 years, and I'm glad to know my efforts have been appreciated. If there's anything more I can do for you, please don't hesitate to reach out....
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Good advice, easy to reach, pleasure to work with.
Reply from Karen Cimera
May 11th, 2026 05:27 PM
Bogdan, I appreciate your kind words. I'm pleased to hear that you found my advice helpful and that I was easy to reach. It was a pleasure working with you as well.
Timely responses
Reply from Karen Cimera
April 27th, 2026 05:13 PM
I'm grateful to know that you appreciated my timely responses, Steven. It's important to me to be prompt and attentive. If there's anything else you need or any questions arise, please feel free to reach out.
Karen was super responsive and was on top of the process the entire time.
Reply from Karen Cimera
April 22nd, 2026 05:00 PM
I'm happy to hear that my responsiveness and attention to the process made a positive impact, Felipe. If you have any more questions or need further assistance, please feel free to reach out.
Great communication!
Reply from Karen Cimera
March 24th, 2026 03:51 PM
I'm pleased to hear that my communication met your expectations, Jonathan. It's important to me to maintain clear and consistent contact. Should you ever have more questions or need further assistance, feel free to reach out anytime.
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About
I feel like I am a doctor at times…a money doctor. With over 30 years experience I feel as if I have seen most everything. I am on call when needed, and I help people save money with refinancing; help them get into their new homes; and help them really get through a lot in life…going from where they are, to where they want to be. My clients are sometimes, like my kids…I lead them thru the process and in the end when we are done, it feels like they graduated and are off to get their lives moving, on their own. I love when they check in and we stay in touch.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
250
/850
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Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 181709
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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