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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    B
    Bradley J K
    NEW BLOOMFIELD, MO
    Posted on March 13th, 2025 01:50 PM
    Thank You again.
    Reply from Justin Lackey
    November 6th, 2025 11:40 AM
    Bradley, it was truly a pleasure working with you. I'm glad to hear you're satisfied with the service. If you need anything in the future, don't hesitate to reach out. Thanks again for trusting me and DAS Acquisition Company, LLC.
  • Zillow
    M
    Michelle W
    Centralia, MO
    Posted on March 13th, 2025 12:00 AM
    Working with Justin and his team was the best experience. Knowledge on telling you what you need to provide, all the documents they need to get the loan approved and what to bring for the closing on your new forever home.
    Reply from Owner
    July 2nd, 2025 12:00 AM
    Thank you Michelle! I appreciate your kind words and I hope you make many new happy memories in your new home!
  • Encompass
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    Tanya R B
    HARRISON, AR
    Posted on March 12th, 2025 04:42 PM
    The communication and the quickness
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Hi Tanya, Thank you so much for your kind words! I'm thrilled to hear that you appreciated the communication and speed of the process. It was a pleasure working with you, and I'm glad we could make everything smooth and efficient. If you need...
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  • Encompass
    M
    Michael S B
    ZALMA, MO
    Posted on March 10th, 2025 03:31 PM
    Justin is the best at what he does. He didn't rest until we were in our new home. My wife and I are very grateful for him and his team. Thank you again!!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Michael, thank you so much for the incredible feedback! It was truly a pleasure working with you and your wife to find your new home. Knowing that you're happy with the process and the outcome means the world to me. My team and I are always...
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  • Zillow
    M
    Mikeblusiewicz6
    Zalma, MO
    Posted on February 26th, 2025 12:00 AM
    Justin was absolutely fantastic and enjoyable to work with when it came to our new home purchase. Him and his team really knew what they were doing and they made the whole process very simple and stress free. I would without a doubt, highly...
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    Reply from Owner
    July 2nd, 2025 12:00 AM
    Thank you Mike! I hope you and your family make many new happy memories in your new home and you love living here in Missouri! Welcome home and I hope you all the best with this new exciting chapter!
  • Encompass
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    Chandler G
    EMINENCE, MO
    Posted on February 11th, 2025 08:11 PM
    The communication through the loan process was exceptional. Justin was very thourough in explaining the steps for completing each piece of documentation. He was also very helpful at explaining the purpose of each document fo our understanding....
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Wow, Chandler, this review truly made my day! It means the world to me that you felt so supported and informed throughout the entire process. I really enjoy helping first-time homebuyers navigate the complexities of purchasing a home, and knowing...
    read more
  • Encompass
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    Emma E L
    OWENSVILLE, MO
    Posted on January 27th, 2025 08:34 PM
    Fantastic service, great advice, will recommend to anyone needing help 10/10!!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Emma, thanks so much for the kind words! I really appreciate you taking the time to leave such a positive review. It was a pleasure working with you, and I'm thrilled I could be of assistance. I hope everything is going smoothly. Referrals...
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  • Encompass
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    Victoria M R
    GLADSTONE, MO
    Posted on January 17th, 2025 01:40 PM
    He worked hard to help us
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you, Victoria, for your kind words and the 5-star rating! I'm thrilled to hear that you felt supported through the process. At DAS Acquisition Company, LLC, we always strive to provide the best service to our clients, and your feedback...
    read more
  • Encompass
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    Paul C S
    HOLTS SUMMIT, MO
    Posted on January 15th, 2025 05:31 PM
    Easy to work with and great communication
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm glad to hear that you found our work together smooth and communication effective, Paul. Your positive feedback means a lot to me, and it's truly rewarding to see such a high rating. I strive to ensure the process is as easy as possible...
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  • write_review_unverified
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    Luke S
    Posted on January 13th, 2025 04:41 PM
    My experience with Justin was really good, I am a new buyer and he worked with me through every step and explained EVERYTHING, very easy to get hold of, very easy to talk to, we were short on time with our loan on the house but he worked with...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Hi Luke, I am truly humbled by your kind words and 5-star rating. I am delighted that I was able to assist you throughout your home buying journey, especially as a new buyer. It's crucial to understand each step clearly, and I'm glad I was...
    read more
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.