Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Everything about the process was made easier by Justin. He fully explained everything we needed to know and gave us accurate information or let us know about different possibilities that could happen along the way. He was great with communication...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that I could make the process easier for you. It's important to me to provide clear explanations and explore all possibilities with my clients. Thank you for your kind words about my communication and approach. It was a...
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This was my second time working with Justin for a mortgage loan, and after such a great experience two years ago, I knew I had to go through him again for the purchase of my second home. Justin was absolutely awesome to work with — he helped...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear about your positive experience working with me again for your mortgage loan. It's wonderful to know that I could provide the same level of service and support as before. Thank you for your kind words and for trusting me...
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Justin always went above and beyond to help me and answer any questions I had . Even if it was something simple at the end of the work day or over the weekend. I would recommend him to anyone seeking to apply for a home loan. Justin is the...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that you had such a positive experience, Ryan. It was my pleasure to assist you with your home loan needs, and I'm glad I could be there to answer your questions whenever they arose. Thank you for your kind words and recommendation....
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Justin and his team went above and beyond to get me closed on time. He worked with me every step of the way. Would highly recommend him. Thanks Justin
Reply from Owner
July 2nd, 2025 12:00 AM
Thank you Dan! It was great working with you & I am excited for your new chapter! Cheers to homeownership!
Justin was great at communicating. He kept us informed throughout the process, was quick to answer any question and was always available when we reached out to him. He and his staff were a pleasure to work with!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that you were satisfied with the communication and support you received. It was a pleasure working with you, and I appreciate your kind words about my team and me. If you need any further assistance in the future, please...
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Justin was knowledgeable and had my best interests in mind . He acted quickly every step of the way. Made the entire process easy, explained everything in depth and had an answer for any question I had .
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that you found the process easy and informative. It was a pleasure to assist you, and I'm glad I could address all your questions effectively. Thank you for your kind words and trust in my services.
Justin was highly communicative and did a fantastic job keeping us on track to get the loan set up in time for closing. He was easy to work with, always available to answer my questions, and made the process smooth. I would gladly work with...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that the loan process was smooth and timely. It was a pleasure working with you, and I appreciate your kind words. I'm glad I could assist with your questions and make the experience positive. Looking forward to the opportunity...
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Justin let us know step by step what was going on, and the next thing we needed to do, to get to our house closing. An owning a home. He answered all my questions about why they needed certain paperwork for. It was an overall excellent experience...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you so much for your kind words, Michelle. I'm thrilled to hear that you had an excellent experience. Guiding you through each step and ensuring you understood the process is always my top priority. It was a pleasure working with you,...
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Any questions i had were answered and any help I needed i was guided into the right direction
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Damian, I'm thrilled to hear that you felt supported and guided throughout the process. It was my pleasure to assist and ensure you had all the answers and help you needed. Thank you for trusting me and DAS Acquisition Company, LLC with your...
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Justin was ver knowledgeable and kept me update every step of the way
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Hi Kiera, Thank you so much for your kind words and the great review! I'm thrilled to hear that you were happy with the process and that I could keep you well-informed every step of the way. It was a pleasure working with you, and I'm here...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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