Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
We were so fortunate to have Justin help us with our loan process! From start to finish his communication was great, he followed through on every detail.We would recommend him to anyone buying a home. Thank you so much Justin! God bless y’all...
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Reply from Owner
July 1st, 2025 12:00 AM
Thank you Steve! It was such a pleasure getting to know you and Nancy! I hope you both are able to get settled in nicely and make many new happy memories in your new home!
Very informative. We knew exactly what to expect with each step of the process. .
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm glad to hear that you found the process informative and clear. It was a pleasure working with you and ensuring you knew what to expect at each step. Thank you for your feedback!
Justin was excellent about communicating with us.
Reply from Justin Lackey
November 6th, 2025 11:40 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
I appreciated knowledge and enthusiasm
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm delighted to hear that you appreciated my knowledge and enthusiasm, Randall. It was a pleasure working with you, and I'm grateful for your positive feedback.
I used Justin to refinance my home 15 years ago. He left such a great impression on me that I called him up to help me purchase a new home 15 years later. He excels at his job and makes everything as easy as possible. I just closed the sale...
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Reply from Owner
July 2nd, 2025 12:00 AM
Thank you Holly! It was a pleasure helping you again and I hope you and Randy are enjoying your new beautiful home together!
We could not have asked for a better lender! Justin Lackey truly went above and beyond for me and my family since day one. I could not recommend him enough to anyone that is looking at purchasing a home!! His extreme intelligence, genuineness,...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that your experience with the mortgage process was so positive. It was a pleasure to assist you and your family, and I'm grateful for your kind words and recommendation. Your satisfaction is my top priority, and I'm glad...
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The communication was amazing the whole time. Justin was great at helping me all the way through the process. Seemed like we've been friends for years and he was helping an old friend out. Great guy and easy to work with.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that you had such a positive experience, Daniel. It was a pleasure assisting you throughout the process, and I'm glad our communication met your expectations. Thank you for your kind words; they mean a lot to me.
Justin communicated clearly and was really great at answering questions. He helped make the process simple and painless. I would recommend him to anyone.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that I could assist in making the process clear and straightforward for you. Your recommendation means a lot to me, and I appreciate your kind words.
Justin
was honest
not pushy
worked with my crazy sked
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that you appreciated my honesty and flexibility in working with your schedule. It was a pleasure assisting you. Thank you for your kind words and the wonderful review.
We could not have asked for a better lender! Justin truly went above and beyond since day one. I could not recommend him enough to anyone that is looking at purchasing a home!! His extreme intelligence, genuineness, and kindness he showed throughout...
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Reply from Owner
July 2nd, 2025 12:00 AM
Thank you Jake so much for the kind works! It was a pleasure helping you and Andrea on the purchase of your first home! I hope you and your family make many new happy memories!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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