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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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  • Encompass
    M
    Many L
    Columbia, MO
    Posted on November 14th, 2020 02:23 PM
    Justin made this experience so much less stressful and easier. Talk to us step by step of how this will work and goes. He was so kind and amazing. We wouldn’t be here without him getting us this far to ours perfect home. I can’t thank him enough....
    read more
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    Chris A
    Posted on November 11th, 2020 01:58 AM
    We have worked with Michael Vanella for a few years now and he is always efficient and follows through with our needs. He is prompt when we have questions, keeps us updated along the way, and makes the entire process easy. Michael is very professional...
    read more
    Reply from Owner
    November 17th, 2020 10:44 PM
    Thanks Chris! So glad to hear! Thank you for you continued support and trust in USA Mortgage and my self! Always a pleasure working with you!
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    Chris A
    Posted on November 11th, 2020 01:58 AM
    We have worked with Michael Vanella for a few years now and he is always efficient and follows through with our needs. He is prompt when we have questions, keeps us updated along the way, and makes the entire process easy. Michael is very professional...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks Chris! So glad to hear! Thank you for you continued support and trust in USA Mortgage and my self! Always a pleasure working with you!
  • agent
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    Devon B
    Posted on November 10th, 2020 01:43 AM
    Justin was beyond amazing! Going into the process we knew nothing at all, we felt as if he had his hand on our shoulders the whole time leading us though everything!
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    Coco72
    Posted on November 9th, 2020 02:14 PM
    Michael was extremely helpful and knowledgeable throughout the whole process. This was our second time dealing with him and USA Mortgage and we couldn’t haven been more pleased. We had a few hiccups along the way with our refinance but Michael...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you! We really appreciate your continued support and trust in USA Mortgage and myself!
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    Coco72
    Posted on November 9th, 2020 02:14 PM
    Michael was extremely helpful and knowledgeable throughout the whole process. This was our second time dealing with him and USA Mortgage and we couldn’t haven been more pleased. We had a few hiccups along the way with our refinance but Michael...
    read more
    Reply from Owner
    November 9th, 2020 03:38 PM
    Thank you! We really appreciate your continued support and trust in USA Mortgage and myself!
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    M
    Many L
    Posted on November 7th, 2020 02:34 AM
    Justin made this experience for us so much easier and less stress, he worked with us every step of the way explaining everything we needed to know. If you were looking for to Purchase a home I would recommend him.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for instilling your trust in us! We hope you are enjoying your home loan purchase!
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    M
    Many L
    Posted on November 7th, 2020 02:34 AM
    Justin made this experience for us so much easier and less stress, he worked with us every step of the way explaining everything we needed to know. If you were looking for to Purchase a home I would recommend him.
    Reply from Owner
    November 9th, 2020 03:37 PM
    Thank you for instilling your trust in us! We hope you are enjoying your home loan purchase!
  • Zillow
    L
    Lay L
    Columbia, MO
    Posted on November 6th, 2020 12:00 AM
    He is a wonderful person to work with told us step-by-step about everything that we need to know about purchasing a home and being a homeowner I couldn’t ask for anyone better I would definitely recommend him!
    Reply from Owner
    November 9th, 2020 12:00 AM
    Thank you Many! Was a pleasure working with you!
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    Chelsie H
    Posted on November 3rd, 2020 08:08 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Chelsie H
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks so much Chelsie!
    • 501–510 of 753
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.