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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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    Chelsie H
    Posted on November 3rd, 2020 08:08 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Chelsie H
    Reply from Owner
    November 4th, 2020 08:10 PM
    Thanks so much Chelsie!
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    Christion H
    Posted on October 21st, 2020 08:15 PM
    As a real estate agent I have worked with Justin many times over the last few years, and even used him when I purchased my own home. I refer him time and time again because he always delivers. He takes care of my clients and always takes the...
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    Abbey J
    Odessa, MO
    Posted on October 21st, 2020 03:03 PM
    He explained everything about the process and was available anytime!
  • Zillow
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    Christion H
    Columbia, MO
    Posted on October 21st, 2020 12:00 AM
    As a real estate agent I have been working with Justin for a few years now. This isn't by chance, I refer him to my clients regularly. It is important to me that my clients receive the best service possible, and Justin provides that. He's very...
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    Reply from Owner
    November 9th, 2020 12:00 AM
    Thank you Christion always a pleasure working with a Knowledgeable Realtor! One of the Best Realtors I have had the honor to work with!
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    Leslie D
    Holts Summit, MO
    Posted on October 20th, 2020 02:15 PM
    My client and I had the pleasure of working with Justin Lackey with USA Mortgage for a conventional loan and he made it a breeze. He was a delight to work with and stayed in touch with me and my client on every aspect and I would happily work...
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    Leslie D
    Posted on October 15th, 2020 04:27 PM
    My client and I had the pleasure of working with Justin Lackey with USA Mortgage for a conventional loan and he made it a breeze. He was a delight to work with and stayed in touch with me and my client on every aspect and I would happily work...
    read more
    Reply from Owner
    October 22nd, 2020 04:10 PM
    Thanks Leslie!
  • google
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    Leslie D
    Posted on October 15th, 2020 04:27 PM
    My client and I had the pleasure of working with Justin Lackey with USA Mortgage for a conventional loan and he made it a breeze. He was a delight to work with and stayed in touch with me and my client on every aspect and I would happily work...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks Leslie!
  • Encompass
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    Cheyenne D
    Columbia, MO
    Posted on October 14th, 2020 04:33 PM
    Great to work with an experienced loan officer. This deal was smooth sailing with excellent communication throughout. Any issue that arose was dealt with directly and professionally.
  • Encompass
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    Songkok T
    Columbia, MO
    Posted on October 14th, 2020 04:28 PM
    Very professional and prompt. Was thorough about everything thru the whole process. It was a pleasure to work with Justin.
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    Kate L
    Posted on October 14th, 2020 04:10 PM
    I worked with Justin Lackey at USA Mortgage on a 30-year Fixed Conventional Loan. As a first time homebuyer, I really didn’t know what to expect when applying for a mortgage and that naturally came with a lot of anxiety about the process. Justin...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    So glad to hear Kate! Thanks for instilling your trust in USA Mortgage and myself! Congrats on the home, I hope you are enjoying it!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.