

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Justin Lackey - USA Mortgage has received a review with 5 star rating from Chelsie H
Reply from Owner
November 4th, 2020 08:10 PM
Thanks so much Chelsie!
As a real estate agent I have worked with Justin many times over the last few years, and even used him when I purchased my own home. I refer him time and time again because he always delivers. He takes care of my clients and always takes the...
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He explained everything about the process and was available anytime!
As a real estate agent I have been working with Justin for a few years now. This isn't by chance, I refer him to my clients regularly. It is important to me that my clients receive the best service possible, and Justin provides that. He's very...
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Reply from Owner
November 9th, 2020 12:00 AM
Thank you Christion always a pleasure working with a Knowledgeable Realtor! One of the Best Realtors I have had the honor to work with!
My client and I had the pleasure of working with Justin Lackey with USA Mortgage for a conventional loan and he made it a breeze. He was a delight to work with and stayed in touch with me and my client on every aspect and I would happily work...
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My client and I had the pleasure of working with Justin Lackey with USA Mortgage for a conventional loan and he made it a breeze. He was a delight to work with and stayed in touch with me and my client on every aspect and I would happily work...
read more
Reply from Owner
October 22nd, 2020 04:10 PM
Thanks Leslie!
My client and I had the pleasure of working with Justin Lackey with USA Mortgage for a conventional loan and he made it a breeze. He was a delight to work with and stayed in touch with me and my client on every aspect and I would happily work...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks Leslie!
Great to work with an experienced loan officer. This deal was smooth sailing with excellent communication throughout. Any issue that arose was dealt with directly and professionally.
Very professional and prompt. Was thorough about everything thru the whole process. It was a pleasure to work with Justin.
I worked with Justin Lackey at USA Mortgage on a 30-year Fixed Conventional Loan. As a first time homebuyer, I really didn’t know what to expect when applying for a mortgage and that naturally came with a lot of anxiety about the process. Justin...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
So glad to hear Kate! Thanks for instilling your trust in USA Mortgage and myself! Congrats on the home, I hope you are enjoying it!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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