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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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  • Zillow
    C
    Chris
    Posted on November 24th, 2020 12:00 AM
    I decided to go with USA Mortgage because they were the ones who assisted me initially when I bought my home 7 years ago. (At that time it was Reza who got me through it, who was great) Justin was the first person I spoke to when i decided...
    read more
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    Paradse H
    Posted on November 23rd, 2020 03:51 PM
    Michael and his team were incredible to work with. Even in the midst of a pandemic, the process was smooth and made as simple as possible. I would highly recommend Michael and the team at USA Mortgage and will definitely be using them for any...
    read more
    Reply from Owner
    November 23rd, 2020 05:40 PM
    Thank you! So glad we could assist you in your home buying process! Don't hesitate to reach out if you have any questions!
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    Paradse H
    Posted on November 23rd, 2020 03:51 PM
    Michael and his team were incredible to work with. Even in the midst of a pandemic, the process was smooth and made as simple as possible. I would highly recommend Michael and the team at USA Mortgage and will definitely be using them for any...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you! So glad we could assist you in your home buying process! Don't hesitate to reach out if you have any questions!
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    Lisa H
    Posted on November 23rd, 2020 01:34 AM
    Michael went above and beyond for my home buying process. As a first time buyer I had a lot of questions, naturally, and Michael (and his team) made sure every one of those questions were answered and understood. The day I got the approval...
    read more
    Reply from Owner
    November 23rd, 2020 05:34 PM
    So glad to hear Lisa! Thanks for the opportunity to assist you with your first time home purchase! We hope you are enjoying home ownership!
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    Lisa H
    Posted on November 23rd, 2020 01:34 AM
    Michael went above and beyond for my home buying process. As a first time buyer I had a lot of questions, naturally, and Michael (and his team) made sure every one of those questions were answered and understood. The day I got the approval...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    So glad to hear Lisa! Thanks for the opportunity to assist you with your first time home purchase! We hope you are enjoying home ownership!
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    G K
    Posted on November 19th, 2020 07:20 PM
    We had a great experience with our refinance. The entire USA team was extremely helpful at every stage of the process, Spencer was especially accessible and helpful. Thank you all!!
    Reply from Owner
    November 20th, 2020 03:17 PM
    Thanks Greg! Glad we were able to assist you with your home refinance!
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    G K
    Posted on November 19th, 2020 07:20 PM
    We had a great experience with our refinance. The entire USA team was extremely helpful at every stage of the process, Spencer was especially accessible and helpful. Thank you all!!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks Greg! Glad we were able to assist you with your home refinance!
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    Bethany P
    Posted on November 17th, 2020 08:39 PM
    Michael and his team were wonderful to work with. Answering all my questions and making sure that I understood everything going on through the whole process. Highly recommend USA Mortgage for anyone looking for a mortgage company with high...
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    Reply from Owner
    November 17th, 2020 10:42 PM
    Thanks Bethany, really appreciate it! So glad we were allowed to assist you in your home loan process!
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    Bethany P
    Posted on November 17th, 2020 08:39 PM
    Michael and his team were wonderful to work with. Answering all my questions and making sure that I understood everything going on through the whole process. Highly recommend USA Mortgage for anyone looking for a mortgage company with high...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks Bethany, really appreciate it! So glad we were allowed to assist you in your home loan process!
  • agent
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    Scott V
    Posted on November 17th, 2020 06:53 PM
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
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    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.