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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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    Bernard H
    Posted on November 27th, 2020 10:09 PM
    Michael Vanela and his team are simply the best, So knowledgeable and patient not once did he let me feel confused and believe me this process can be daunting, but with Michael it was a breeze great interest rate, great terms couldnt ask for...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks! Bernard, it was a pleasure assisting you with your home loan needs!
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    Samuel L
    Posted on November 27th, 2020 09:10 PM
    I recommend Michael and his team. They are professional and helpful through all the stages of the home buying process. They are also quick at getting things moving.
    Reply from Owner
    November 30th, 2020 08:37 PM
    Glad to hear Samuel! Thanks for trusting in USA Mortgage & myself!
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    Samuel L
    Posted on November 27th, 2020 09:10 PM
    I recommend Michael and his team. They are professional and helpful through all the stages of the home buying process. They are also quick at getting things moving.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Glad to hear Samuel! Thanks for trusting in USA Mortgage & myself!
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    Floodkb
    Jefferson City, MO
    Posted on November 25th, 2020 12:00 AM
    Justin was great to work with .He helped me every step of the way ,which was important with a complex loan such as mine. Could not done it without his preparedness and persistence.
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    James R
    Posted on November 24th, 2020 09:21 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from James R
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks!
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    Cait D
    Posted on November 24th, 2020 05:10 AM
    Working with Michael Vanella is something I would do over and over again. He is a great agent and helped us get exactly what we needed to become home owners. Truly a blessing to our little family.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    So glad to hear! Thanks for the opportunity and for putting your trust in USA Mortgage & myself! Hope you are enjoying home ownership!
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    Cait R
    Posted on November 24th, 2020 05:10 AM
    Working with Michael Vanella is something I would do over and over again. He is a great agent and helped us get exactly what we needed to become home owners. Truly a blessing to our little family.
    Reply from Owner
    November 24th, 2020 09:41 PM
    So glad to hear! Thanks for the opportunity and for putting your trust in USA Mortgage & myself! Hope you are enjoying home ownership!
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    Caleb C
    Posted on November 24th, 2020 02:07 AM
    Great experience - process was simple and straightforward. Michael and his team were very friendly, knowledgeable and easy to work with!
    Reply from Owner
    November 24th, 2020 09:39 PM
    Thanks Caleb, it was a pleasure assisting you with your home loan!
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    Caleb C
    Posted on November 24th, 2020 02:07 AM
    Great experience - process was simple and straightforward. Michael and his team were very friendly, knowledgeable and easy to work with!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks Caleb, it was a pleasure assisting you with your home loan!
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    Chris
    California, MO
    Posted on November 24th, 2020 12:00 AM
    I decided to go with USA Mortgage because they were the ones who assisted me initially when I bought my home 7 years ago. (At that time it was Reza who got me through it, who was great) Justin was the first person I spoke to when i decided...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.