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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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  • Encompass
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    Kandase K
    Mexico, MO
    Posted on December 4th, 2020 02:14 PM
    Justin is very thorough and kept me informed with the process from the beginning through closing and after closing. As a Realtor I am looking forward to more transactions in the near future!! Rating ⭐️⭐️⭐️⭐️⭐️
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    Marah L
    Posted on December 3rd, 2020 03:04 PM
    Michael Vanella and his team at USA Mortgage have been fantastic to work with! This was our first home-buying experience and we are so glad we have worked with him and his team. They worked quickly on our behalf to make sure we got the best...
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    Reply from Owner
    December 3rd, 2020 03:18 PM
    So glad to hear Marah! Thank you for the opportunity to assist you with your first home purchase! Being a first time homebuyer can be daunting but we strive to make it as stress free as possible! Congrats on home ownership!
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    Marah L
    Posted on December 3rd, 2020 03:04 PM
    Michael Vanella and his team at USA Mortgage have been fantastic to work with! This was our first home-buying experience and we are so glad we have worked with him and his team. They worked quickly on our behalf to make sure we got the best...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    So glad to hear Marah! Thank you for the opportunity to assist you with your first home purchase! Being a first time homebuyer can be daunting but we strive to make it as stress free as possible! Congrats on home ownership!
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    Katie S
    Posted on December 3rd, 2020 02:58 PM
    Huge thanks to Michael and his team! This was our first time buying a home and so we reached out often with questions. Michael got back to us very quickly and whenever we were unsure about something, we knew we could reach out and he would...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks, Katie! It was a pleasure assisting you with your first home purchase. Thank you for instilling your trust in USA Mortgage & myself! Congrats on home ownership!
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    Katie S
    Posted on December 3rd, 2020 02:58 PM
    Huge thanks to Michael and his team! This was our first time buying a home and so we reached out often with questions. Michael got back to us very quickly and whenever we were unsure about something, we knew we could reach out and he would...
    read more
    Reply from Owner
    December 3rd, 2020 03:15 PM
    Thanks, Katie! It was a pleasure assisting you with your first home purchase. Thank you for instilling your trust in USA Mortgage & myself! Congrats on home ownership!
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    Kenneth F
    Jefferson City, MO
    Posted on December 1st, 2020 05:54 PM
    Well too make it simple my loan wasn't that easy to do because of the work I do. Justin Lackey walked me through everything and stayed on it all as different things came up. I really appreciate his support and patience during the process Fully...
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    Holley A
    Posted on November 30th, 2020 11:02 PM
    My husband and I just refinanced our home. We turned to Michael Vanella to help us with that process. We worked with him when we purchased our first home and it was a great experience working with him. It was the same this time around. He has...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    So glad to hear, Holley! Thank you and Chris for your continued support and trust in USA Mortgage & myself! It was a pleasure assisting your family in your home refinance.
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    Holley A
    Posted on November 30th, 2020 11:02 PM
    My husband and I just refinanced our home. We turned to Michael Vanella to help us with that process. We worked with him when we purchased our first home and it was a great experience working with him. It was the same this time around. He has...
    read more
    Reply from Owner
    December 1st, 2020 04:35 PM
    So glad to hear, Holley! Thank you and Chris for your continued support and trust in USA Mortgage & myself! It was a pleasure assisting your family in your home refinance.
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    Aaron P
    Mexico, MO
    Posted on November 30th, 2020 12:00 AM
    I contacted Justin under recommendation from my bank when I was declined for a mortgage. They told me that he is able to work with a wider ranger of credit scores and would be able to help a little more. Once contacted he was very easy to work...
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    Bernard H
    Posted on November 27th, 2020 10:09 PM
    Michael Vanela and his team are simply the best, So knowledgeable and patient not once did he let me feel confused and believe me this process can be daunting, but with Michael it was a breeze great interest rate, great terms couldnt ask for...
    read more
    Reply from Owner
    November 30th, 2020 08:39 PM
    Thanks! Bernard, it was a pleasure assisting you with your home loan needs!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.