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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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    Heather W
    Posted on December 16th, 2020 06:32 PM
    I would highly recommend! Michael and his team has been absolutely wonderful through the process of buying our first home!!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks Heather! So glad we had the opportunity to assist you in your first home purchase! Congrats!
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    Heather W
    Posted on December 16th, 2020 06:32 PM
    I would highly recommend! Michael and his team has been absolutely wonderful through the process of buying our first home!!
    Reply from Owner
    December 17th, 2020 04:28 PM
    Thanks Heather! So glad we had the opportunity to assist you in your first home purchase! Congrats!
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    Michael A
    House Springs, MO
    Posted on December 15th, 2020 05:07 PM
    Justin was always willing to do the extra or walk you through anything you didnt understand.
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    Darren A
    Centralia, MO
    Posted on December 14th, 2020 05:18 PM
    Justin is the real deal he is always looking out for the client. He stays ontop of the file with excellent communication and has proven the willingness to work what ever hour it takes to make the deal work. J Lackey is a excellent lender
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    Brianna O
    Centralia, MO
    Posted on December 12th, 2020 10:21 PM
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    Christopher C
    California, MO
    Posted on December 10th, 2020 05:38 PM
    Justin Lackey is very personable with a lot of information. He definitely knows his stuff and was able to easily answer any questions I had. Justin made me a priority and quickly communicated with me anything that was needed or that he was...
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    Roy M
    Columbia, MO
    Posted on December 10th, 2020 11:38 AM
    Justin had my best interest at heart. Justin went down every avenue to get me the best rate possible. Excellent work!
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    Cassandra A
    Jefferson City, MO
    Posted on December 8th, 2020 02:23 AM
    Justin was very communicative throughout the whole process and went above and beyond!
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    Angela E
    Bridgeton, MO
    Posted on December 4th, 2020 08:23 PM
    Justin was great to work with and treated us exceptionally well, thank you!
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    Aaron J
    Mexico, MO
    Posted on December 4th, 2020 06:20 PM
    Justin communicated very well me and always answered my questions.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.