

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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I would highly recommend! Michael and his team has been absolutely wonderful through the process of buying our first home!!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks Heather! So glad we had the opportunity to assist you in your first home purchase! Congrats!
I would highly recommend! Michael and his team has been absolutely wonderful through the process of buying our first home!!
Reply from Owner
December 17th, 2020 04:28 PM
Thanks Heather! So glad we had the opportunity to assist you in your first home purchase! Congrats!
Justin was always willing to do the extra or walk you through anything you didnt understand.
Justin is the real deal he is always looking out for the client. He stays ontop of the file with excellent communication and has proven the willingness to work what ever hour it takes to make the deal work. J Lackey is a excellent lender
Justin Lackey is very personable with a lot of information. He definitely knows his stuff and was able to easily answer any questions I had. Justin made me a priority and quickly communicated with me anything that was needed or that he was...
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Justin had my best interest at heart. Justin went down every avenue to get me the best rate possible. Excellent work!
Justin was very communicative throughout the whole process and went above and beyond!
Justin was great to work with and treated us exceptionally well, thank you!
Justin communicated very well me and always answered my questions.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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