

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Justin Lackey - USA Mortgage has received a review with 5 star rating from Christopher E
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you!
Justin Lackey - USA Mortgage has received a review with 5 star rating from Christopher E
Reply from Owner
December 22nd, 2020 03:42 PM
Thank you!
Michael was so co-operative and helpful, always available to answer any questions we had. It really made this complex process that much easier to navigate as first time home buyers.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
So glad to hear Jessica! Also, thank you for taking the time to leave a review, we appreciate it. Congrats on home ownership!
Michael was so co-operative and helpful, always available to answer any questions we had. It really made this complex process that much easier to navigate as first time home buyers.
Reply from Owner
December 21st, 2020 03:49 PM
So glad to hear Jessica! Also, thank you for taking the time to leave a review, we appreciate it. Congrats on home ownership!
Justin Lackey - USA Mortgage has received a review with 5 star rating from Lynette S
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you Lynette for the review!
Justin Lackey - USA Mortgage has received a review with 5 star rating from Lynette S
Reply from Owner
December 17th, 2020 10:29 PM
Thank you Lynette for the review!
We have worked with Michael specifically when it came to the purchase of our first home and a refinance of that home. Both times were a smooth process, easy to understand and very detailed. We appreciated their willingness to go above and beyond...
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Reply from Owner
December 17th, 2020 10:28 PM
Thanks Melanie for your continued support and trust in USA Mortgage and myself! So glad we can make the process smooth and easy, always a pleasure.
We have worked with Michael specifically when it came to the purchase of our first home and a refinance of that home. Both times were a smooth process, easy to understand and very detailed. We appreciated their willingness to go above and beyond...
read more
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks Melanie for your continued support and trust in USA Mortgage and myself! So glad we can make the process smooth and easy, always a pleasure.
Michael and his team did a fantastic job assisting us through the process of buying our first home. We ran into some unfortunate scenarios, but he handled them all very well. He was very easy to contact day or night and answered any questions...
read more
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you Dustin! So glad to hear! It was truly a pleasure assisting you and Heather during the process of purchasing your first home. Congrats on home ownership!
Michael and his team did a fantastic job assisting us through the process of buying our first home. We ran into some unfortunate scenarios, but he handled them all very well. He was very easy to contact day or night and answered any questions...
read more
Reply from Owner
December 17th, 2020 04:26 PM
Thank you Dustin! So glad to hear! It was truly a pleasure assisting you and Heather during the process of purchasing your first home. Congrats on home ownership!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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