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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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    Christopher E
    Posted on December 22nd, 2020 01:36 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Christopher E
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you!
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    Christopher E
    Posted on December 22nd, 2020 01:36 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Christopher E
    Reply from Owner
    December 22nd, 2020 03:42 PM
    Thank you!
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    Jessica M
    Posted on December 18th, 2020 07:48 PM
    Michael was so co-operative and helpful, always available to answer any questions we had. It really made this complex process that much easier to navigate as first time home buyers.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    So glad to hear Jessica! Also, thank you for taking the time to leave a review, we appreciate it. Congrats on home ownership!
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    Jessica M
    Posted on December 18th, 2020 07:48 PM
    Michael was so co-operative and helpful, always available to answer any questions we had. It really made this complex process that much easier to navigate as first time home buyers.
    Reply from Owner
    December 21st, 2020 03:49 PM
    So glad to hear Jessica! Also, thank you for taking the time to leave a review, we appreciate it. Congrats on home ownership!
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    Lynette S
    Posted on December 17th, 2020 08:39 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Lynette S
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you Lynette for the review!
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    Lynette S
    Posted on December 17th, 2020 08:39 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Lynette S
    Reply from Owner
    December 17th, 2020 10:29 PM
    Thank you Lynette for the review!
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    Melanie G
    Posted on December 17th, 2020 08:21 PM
    We have worked with Michael specifically when it came to the purchase of our first home and a refinance of that home. Both times were a smooth process, easy to understand and very detailed. We appreciated their willingness to go above and beyond...
    read more
    Reply from Owner
    December 17th, 2020 10:28 PM
    Thanks Melanie for your continued support and trust in USA Mortgage and myself! So glad we can make the process smooth and easy, always a pleasure.
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    M
    Melanie G
    Posted on December 17th, 2020 08:21 PM
    We have worked with Michael specifically when it came to the purchase of our first home and a refinance of that home. Both times were a smooth process, easy to understand and very detailed. We appreciated their willingness to go above and beyond...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks Melanie for your continued support and trust in USA Mortgage and myself! So glad we can make the process smooth and easy, always a pleasure.
  • google
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    Dustin W
    Posted on December 16th, 2020 07:03 PM
    Michael and his team did a fantastic job assisting us through the process of buying our first home. We ran into some unfortunate scenarios, but he handled them all very well. He was very easy to contact day or night and answered any questions...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you Dustin! So glad to hear! It was truly a pleasure assisting you and Heather during the process of purchasing your first home. Congrats on home ownership!
  • google
    D
    Dustin W
    Posted on December 16th, 2020 07:03 PM
    Michael and his team did a fantastic job assisting us through the process of buying our first home. We ran into some unfortunate scenarios, but he handled them all very well. He was very easy to contact day or night and answered any questions...
    read more
    Reply from Owner
    December 17th, 2020 04:26 PM
    Thank you Dustin! So glad to hear! It was truly a pleasure assisting you and Heather during the process of purchasing your first home. Congrats on home ownership!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.