Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
I recently bought a property through USA Mortgage, & Justin Lackey helped me as my mortgage broker. He helped me understand the process from beginning to end and led the way to a successful closing! I couldn’t be happier & cant wait to do it...
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Reply from Owner
March 1st, 2021 07:27 PM
Thanks so much Chey, for the opportunity and for instilling your trust in USA Mortgage & myself!
Michael was extremely helpful is helping us achieve our dream of owning our first home. He walked us through the entire process step by step.
Reply from Owner
February 25th, 2021 04:08 PM
Thank you! So glad we could assist you with your first home purchase! Congrats on home ownership!
Michael was extremely helpful is helping us achieve our dream of owning our first home. He walked us through the entire process step by step.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you! So glad we could assist you with your first home purchase! Congrats on home ownership!
This is the second time I’ve used USA Mortgage and once again I am thrilled with the entire transaction. Michael always takes the time to answer any questions or resolve any issues. I will always highly recommend USA Mortgage!!
Reply from Owner
February 22nd, 2021 08:59 PM
Thank you Jaymee for your continued support and trust in us! Don't hesitate to reach out in the future!
This is the second time I’ve used USA Mortgage and once again I am thrilled with the entire transaction. Michael always takes the time to answer any questions or resolve any issues. I will always highly recommend USA Mortgage!!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you Jaymee for your continued support and trust in us! Don't hesitate to reach out in the future!
I used USA mortgage for my first home mortgage and it was great. Then worked with them again for a refinance. Once again they knew exactly what to do to jumpstart my credit.They answered every question I had quickly and accurately. It was such...
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Reply from Owner
February 22nd, 2021 08:57 PM
So glad to hear! We are thankful for your continued support and trust in myself & USA Mortgage! So happy we had the opportunity to assist you in both your first home purchase and a home refinance!
I used USA mortgage for my first home mortgage and it was great. Then worked with them again for a refinance. Once again they knew exactly what to do to jumpstart my credit.They answered every question I had quickly and accurately. It was such...
read more
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
So glad to hear! We are thankful for your continued support and trust in myself & USA Mortgage! So happy we had the opportunity to assist you in both your first home purchase and a home refinance!
Justin is the man. He will go above and beyond to get you that loan you wanted for that dream home you have always wanted. He will keep you in the loop on all things. If you have a question he is very good and fast on getting back with you
East to work with and on the ball!!
Not only did we close with no issues and have a super smooth transaction, we closed early. Very impressed!
Justin was wonderful to work with. He kept in close contact with us and was always available to answer any questions. He went above and beyond to help us through the process We will be referring others to him in the future. Thank you Justin!...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
