Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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10/10 would recommend Michael as your LO. He makes the process less stressful and is very knowledgeable in the field. He made my first home buying process feel easy.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks Jordan! We strive to make the process as smooth and stress free as possible, glad we could exceed your expectations. Congrats on home ownership!
10/10 would recommend Michael as your LO. He makes the process less stressful and is very knowledgeable in the field. He made my first home buying process feel easy.
Reply from Owner
February 1st, 2021 10:14 PM
Thanks Jordan! We strive to make the process as smooth and stress free as possible, glad we could exceed your expectations. Congrats on home ownership!
Our lender has proven again that they are best in the business. Michael is extremely knowledgeable, detailed and a pleasure to work with.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you Melinda for your continued trust and support in USA Mortgage and myself!
Our lender has proven again that they are best in the business. Michael is extremely knowledgeable, detailed and a pleasure to work with.
Reply from Owner
February 1st, 2021 04:36 PM
Thank you Melinda for your continued trust and support in USA Mortgage and myself!
You will not find a better Mortgage company in the area. Mike and his team helped us go from a very difficult situation three years ago, to a financially friendly loan and payment today. It was a lot of hard work for he and his team, but he...
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Reply from Owner
February 1st, 2021 04:36 PM
Thanks Jake! We are grateful for the opportunity to assist you with your home loan needs! We try our hardest to find the best home loan option for every unique situation
You will not find a better Mortgage company in the area. Mike and his team helped us go from a very difficult situation three years ago, to a financially friendly loan and payment today. It was a lot of hard work for he and his team, but he...
read more
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks Jake! We are grateful for the opportunity to assist you with your home loan needs! We try our hardest to find the best home loan option for every unique situation
Highly recommended. Good interest rate. Excellent communication. Michael was very helpful. Especially with this being my first time purchasing a home. There were things I did not understand or have ever encountered. Michael and his team were...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks Jaycob, so glad to hear! Buying your first home can be stressful and confusing but we try our hardest to make the experience stress-free and informative! Congrats on home ownership!
Highly recommended. Good interest rate. Excellent communication. Michael was very helpful. Especially with this being my first time purchasing a home. There were things I did not understand or have ever encountered. Michael and his team were...
read more
Reply from Owner
January 25th, 2021 03:42 PM
Thanks Jaycob, so glad to hear! Buying your first home can be stressful and confusing but we try our hardest to make the experience stress-free and informative! Congrats on home ownership!
As a first time buyer, Justin made me feel as if I had done this before. He is very informative and very friendly! Always kept me updated as soon as he heard something it felt like. Always checked in to make sure I was doing good and to answer...
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From the beginning Justin’s communication, motivation and enthusiasm with everything during my process was just outstanding, he made sure I knew exactly what was going on, would check up very often to make sure I was good and had all the info...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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