

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Justin is top-notch. He's extremely knowledgable, super personable, and cares deeply about his clients. Somehow, he made a typically headache-inducing loan process smooth and pleasurable - a feat I'll never quite understand. With Justin leading...
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During my first home buying experience it was a huge advantage having Michaels help. I had things explained to me in depth in a way that was easy to understand every time I had a question. Would strongly recommend Michael.
Reply from Owner
March 15th, 2021 02:36 PM
Thank you! Buying a home can seem stressful but we strive to provide a smooth and easy process for our clients, we are glad we could provide that for you!
During my first home buying experience it was a huge advantage having Michaels help. I had things explained to me in depth in a way that was easy to understand every time I had a question. Would strongly recommend Michael.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you! Buying a home can seem stressful but we strive to provide a smooth and easy process for our clients, we are glad we could provide that for you!
Justin was extremely helpful and patient throughout the process. He shot me straight from the beginning, and spent a lot of time educating me throughout. He was very positive and uplifting throughout it all. Going through Justin Lackey was...
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Great communication and knowledge. Promptness of closing transactions in a timely manner! Excellent service!!!
Familiar, local touch with home lending. Instead of big names that can only get customer service on the line. Easy to talk with, communicate, and get a hold of. Definitely use this place if you want a local touch
Reply from Owner
March 3rd, 2021 08:32 PM
Thank you for your kind review! We appreciate the opportunity to assist you!
Familiar, local touch with home lending. Instead of big names that can only get customer service on the line. Easy to talk with, communicate, and get a hold of. Definitely use this place if you want a local touch
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for your kind review! We appreciate the opportunity to assist you!
Hands-down, this was the easiest process I've ever had to endure when it comes to purchasing a home. Michael was available at ANY time that a question was posed to him and his responses were spot-on. Kudos to him. USA Mortgage is lucky to have...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you Jamie! It was a pleasure assisting you during your home loan purchase! Thank you for trusting in us!
Hands-down, this was the easiest process I've ever had to endure when it comes to purchasing a home. Michael was available at ANY time that a question was posed to him and his responses were spot-on. Kudos to him. USA Mortgage is lucky to have...
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Reply from Owner
March 2nd, 2021 04:42 PM
Thank you Jamie! It was a pleasure assisting you during your home loan purchase! Thank you for trusting in us!
I recently bought a property through USA Mortgage, & Justin Lackey helped me as my mortgage broker. He helped me understand the process from beginning to end and led the way to a successful closing! I couldn’t be happier & cant wait to do it...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thanks so much Chey, for the opportunity and for instilling your trust in USA Mortgage & myself!
411–420 of 753
About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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