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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • agent
    R
    Ronald S
    Posted on March 15th, 2021 06:27 PM
    Justin is top-notch. He's extremely knowledgable, super personable, and cares deeply about his clients. Somehow, he made a typically headache-inducing loan process smooth and pleasurable - a feat I'll never quite understand. With Justin leading...
    read more
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    Postman 3
    Posted on March 14th, 2021 03:14 AM
    During my first home buying experience it was a huge advantage having Michaels help. I had things explained to me in depth in a way that was easy to understand every time I had a question. Would strongly recommend Michael.
    Reply from Owner
    March 15th, 2021 02:36 PM
    Thank you! Buying a home can seem stressful but we strive to provide a smooth and easy process for our clients, we are glad we could provide that for you!
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    Postman 3
    Posted on March 14th, 2021 03:14 AM
    During my first home buying experience it was a huge advantage having Michaels help. I had things explained to me in depth in a way that was easy to understand every time I had a question. Would strongly recommend Michael.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you! Buying a home can seem stressful but we strive to provide a smooth and easy process for our clients, we are glad we could provide that for you!
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    Dillon D
    Columbia, MO
    Posted on March 5th, 2021 04:32 PM
    Justin was extremely helpful and patient throughout the process. He shot me straight from the beginning, and spent a lot of time educating me throughout. He was very positive and uplifting throughout it all. Going through Justin Lackey was...
    read more
  • Encompass
    K
    Kandase K
    Columbia, MO
    Posted on March 5th, 2021 01:10 PM
    Great communication and knowledge. Promptness of closing transactions in a timely manner! Excellent service!!!
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    Nishant P
    Posted on March 3rd, 2021 01:07 AM
    Familiar, local touch with home lending. Instead of big names that can only get customer service on the line. Easy to talk with, communicate, and get a hold of. Definitely use this place if you want a local touch
    Reply from Owner
    March 3rd, 2021 08:32 PM
    Thank you for your kind review! We appreciate the opportunity to assist you!
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    Nishant P
    Posted on March 3rd, 2021 01:07 AM
    Familiar, local touch with home lending. Instead of big names that can only get customer service on the line. Easy to talk with, communicate, and get a hold of. Definitely use this place if you want a local touch
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for your kind review! We appreciate the opportunity to assist you!
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    Jamie H
    Posted on March 2nd, 2021 12:06 AM
    Hands-down, this was the easiest process I've ever had to endure when it comes to purchasing a home. Michael was available at ANY time that a question was posed to him and his responses were spot-on. Kudos to him. USA Mortgage is lucky to have...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you Jamie! It was a pleasure assisting you during your home loan purchase! Thank you for trusting in us!
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    J
    Jamie H
    Posted on March 2nd, 2021 12:06 AM
    Hands-down, this was the easiest process I've ever had to endure when it comes to purchasing a home. Michael was available at ANY time that a question was posed to him and his responses were spot-on. Kudos to him. USA Mortgage is lucky to have...
    read more
    Reply from Owner
    March 2nd, 2021 04:42 PM
    Thank you Jamie! It was a pleasure assisting you during your home loan purchase! Thank you for trusting in us!
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    Chey D
    Posted on February 27th, 2021 01:48 AM
    I recently bought a property through USA Mortgage, & Justin Lackey helped me as my mortgage broker. He helped me understand the process from beginning to end and led the way to a successful closing! I couldn’t be happier & cant wait to do it...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks so much Chey, for the opportunity and for instilling your trust in USA Mortgage & myself!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.