Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Justin was very knowledgeable and helpful. He fully explained everything and went above and beyond.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for taking the time to leave a review, Justin! We are grateful for the opportunity to have assisted you and Kassi with your home refinance. Wishing you both all the best!
Friendly, helpful, and informative. Kept us up to date and made sure we understood what we needed to do
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
William, thank you for your review! It was a pleasure assisting you and Rachel with your home purchase and we hope you enjoy the new home!
Justin made the process extremely easy.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Michelle, thank you for taking the time to leave a review! We are grateful for the opportunity to have assisted you and William with your home purchase. Wishing you both all the best!
Justin made the process easy. He was extremely helpful and knowledgeable.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for your review, William! It was a pleasure assisting you and Michelle with your recent home purchase. We hope you and your family have been enjoying the home!
Justin is GREAT. He is always on top of his game and makes sure to treat you like you are family. He answers any questions and answers them thoroughly. I wouldn't want anyone else to help me through this process.
Successful completion
Easy to work with!
Justin was great to work with from start to finish on our refinance! He constantly checked on rates and communicated them to me to ensure we got locked in where we felt comfortable. He was very knowledgeable and made the process simple.
Everything was just great
Everything
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
