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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
    B
    Benjamin B
    COLUMBIA, MO
    Posted on February 23rd, 2022 05:46 PM
    Excellent customer service, knowledgeable , and goes above and beyond to get what the client needs.
  • ManualUpload
    J
    Jasmine S
    Columbia, Missouri
    Posted on February 22nd, 2022 01:15 PM
    Justin Lackey cares about his clients. He is a great listener and is very knowledgeable which allows him to identify the best solutions for his clients. Justin's enthusiasm helps to make the deals enjoyable. Thanks Justin, for your hard work...
    read more
  • Encompass
    T
    Timothy S E
    MARYVILLE, MO
    Posted on February 4th, 2022 07:07 PM
    Quick, easy, great to work with.
  • Encompass
    B
    Brook K
    HIGBEE, MO
    Posted on February 2nd, 2022 03:10 PM
    Justin explained what was going on through the process and communicated very well.
  • google
    C
    Carter T
    Posted on January 21st, 2022 05:21 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Carter T
  • google
    C
    Carter T
    Posted on January 21st, 2022 05:21 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Carter T
  • Encompass
    B
    Branden L W
    Clark, MO
    Posted on December 25th, 2021 02:58 PM
    Everything was amazing
  • Encompass
    A
    Addison M K
    Mexico, MO
    Posted on December 15th, 2021 09:17 PM
    Justin is very knowledgeable in his craft, as well as very communicative. Justin also was very diligent and thorough with everything, if he didn't have an answer for me, he found out and communicated the information to me in a well presented...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Addison, thank you for the review and opportunity! We are so glad to hear that Justin provided a great experience for you during you home purchase. Wishing you all the best!
  • Encompass
    K
    Kristopher W
    Columbia, MO
    Posted on November 27th, 2021 06:47 PM
    Justin has been super patient over the past 3 years as I’ve been trying to get into a better position to buy a home. After a couple deals that fell through he was still always willing to help. Any time I reached out, he would either respond...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Kristopher, thank you for taking the time to leave a review! We are so glad to hear that you had a great experience working with Justin and hope you enjoy the new home!
  • Zillow
    K
    Kmww1019
    Columbia, MO
    Posted on November 27th, 2021 12:00 AM
    Justin has been super patient over the past 3 years as I’ve been trying to get into a better position to buy a home. After a couple deals that fell through he was still always willing to help. Any time I reached out, he would either respond...
    read more
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.