

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Excellent customer service, knowledgeable , and goes above and beyond to get what the client needs.
Justin Lackey cares about his clients. He is a great listener and is very knowledgeable which allows him to identify the best solutions for his clients. Justin's enthusiasm helps to make the deals enjoyable. Thanks Justin, for your hard work...
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Quick, easy, great to work with.
Justin explained what was going on through the process and communicated very well.
Justin Lackey - USA Mortgage has received a review with 5 star rating from Carter T
Justin Lackey - USA Mortgage has received a review with 5 star rating from Carter T
Everything was amazing
Justin is very knowledgeable in his craft, as well as very communicative. Justin also was very diligent and thorough with everything, if he didn't have an answer for me, he found out and communicated the information to me in a well presented...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Addison, thank you for the review and opportunity! We are so glad to hear that Justin provided a great experience for you during you home purchase. Wishing you all the best!
Justin has been super patient over the past 3 years as I’ve been trying to get into a better position to buy a home. After a couple deals that fell through he was still always willing to help. Any time I reached out, he would either respond...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Kristopher, thank you for taking the time to leave a review! We are so glad to hear that you had a great experience working with Justin and hope you enjoy the new home!
Justin has been super patient over the past 3 years as I’ve been trying to get into a better position to buy a home. After a couple deals that fell through he was still always willing to help. Any time I reached out, he would either respond...
read more
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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