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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
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    Halia H
    CENTRALIA, MO
    Posted on September 29th, 2021 04:49 PM
    Justin was always on top of things and made everything run very smoothly. I was always able to contact him and get answers very quickly to any of my questions.
  • ManualUpload
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    Abdallah S
    Posted on September 20th, 2021 07:21 PM
    Justin lackey very knowledgeable and goes above and beyond and has great communication
  • Zillow
    A
    Abdallah S
    Jefferson City, MO
    Posted on September 20th, 2021 12:00 AM
    Justin Lackey goes above and beyond and has great communication. He was great and made the whole process go easy thank you very my much for your help and service I appreciated it.
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    Ashley O
    Posted on September 16th, 2021 10:04 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Ashley O
    Reply from Owner
    September 17th, 2021 06:59 PM
    Thank you for the review, Ashley!
  • google
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    Ashley O
    Posted on September 16th, 2021 10:04 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Ashley O
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for the review, Ashley!
  • Encompass
    S
    Shannon L S
    CENTRALIA, MO
    Posted on September 11th, 2021 07:42 AM
    Justin was knowledgeable and pleasant to work with. He communicated everything in a timely manner and answered questions with a non judge mental matter.
  • Zillow
    S
    Shanno W
    Centralia, MO
    Posted on September 9th, 2021 12:00 AM
    Helpful and quick to answer any questions you might have. Caring person and does a great job for the customers. I will highly recommend him to anyone Who is looking to buy a home. My loan wouldn’t have happened with out him!
  • ManualUpload
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    Nicholas G
    Posted on September 1st, 2021 09:21 PM
    Justin Lackey goes above and beyond and has great communication.
  • Encompass
    M
    Melissa P
    MEXICO, MO
    Posted on August 25th, 2021 04:52 PM
    Justin was very informative quick to return any messages or phone calls. Very caring understanding and reassuring with anything that I had questions about. He made things very easy to understand I made you feel great about the experience
  • Encompass
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    Kaylee B
    Kirksville, MO
    Posted on August 4th, 2021 06:34 PM
    Justin made it extremely easy and explained everything to us!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.