

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Justin is very knowledgeable, personable, and trustworthy. He is also committed to providing the best possible service to his clients.
Justin Lackey was so great to work with, he made first time home buying so easy! He was very tentative to our needs and always responded to any questions in a timely manner! Very personable and fun to work with!
Justin is great to work with. He makes the process simple and stays in touch throughout. He is easy to contact and keeps everyone informed. Highly recommend!
This was a smooth process the whole way. Everything from signing and up loading paperwork online was extremely easy. Justin is a loyal, thrall, friendly, and caring person. I couldn’t ask for anyone better. Thank you
Justin was great to work with as my clients lender! Communication was always there and he was very quick to respond when any one of us had a question or concern! Thanks again Justin for your great work on this file!
Justin made the process so easy to understand and we always knew the next step.
Justin Lackey was such a pleasure to work with! He made this whole process so easy! Justin took the time to explain everything and how it would work so we always knew what to expect! 10/10 would recommend Justin to everyone!!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Christina, thank you for the kind review! We are grateful to have had the opportunity to assist Lorn and you with your home purchase. Wishing you and your family all the best and many happy memories in your new home!
Justin Lackey was such a pleasure to work with! He made this whole process so easy! Justin took the time to explain everything and how it would work so we always knew what to expect! 10/10 would recommend Justin to everyone!!
Reply from Owner
February 24th, 2022 05:53 PM
Christina, thank you for the kind review! We are grateful to have had the opportunity to assist Lorn and you with your home purchase. Wishing you and your family all the best and many happy memories in your new home!
Justin Lackey made the home buying process very easy for a first time home buyer. He explained everything very well. Would recommend Justin to all my friends and family!
Justin Lackey was such a pleasure to work with! He made this whole process so easy! Justin took the time to explain everything and how it would work so we always knew what to expect! 10/10 would recommend Justin to everyone!!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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