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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    R
    Ronald S
    COLUMBIA, MO
    Posted on March 10th, 2022 07:34 PM
    Justin is very knowledgeable, personable, and trustworthy. He is also committed to providing the best possible service to his clients.
  • Encompass
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    Lorn T
    TIPTON, MO
    Posted on March 9th, 2022 05:19 PM
    Justin Lackey was so great to work with, he made first time home buying so easy! He was very tentative to our needs and always responded to any questions in a timely manner! Very personable and fun to work with!
  • ManualUpload
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    Jacob J
    Higbee, Missouri
    Posted on March 2nd, 2022 10:22 PM
    Justin is great to work with. He makes the process simple and stays in touch throughout. He is easy to contact and keeps everyone informed. Highly recommend!
  • Encompass
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    Nohle V J
    WINFIELD, MO
    Posted on March 1st, 2022 04:30 PM
    This was a smooth process the whole way. Everything from signing and up loading paperwork online was extremely easy. Justin is a loyal, thrall, friendly, and caring person. I couldn’t ask for anyone better. Thank you
  • ManualUpload
    J
    Jasmine P
    Tipton, Missouri
    Posted on February 26th, 2022 03:45 AM
    Justin was great to work with as my clients lender! Communication was always there and he was very quick to respond when any one of us had a question or concern! Thanks again Justin for your great work on this file!
  • ManualUpload
    C
    Christina T
    Tipton, Missouri
    Posted on February 25th, 2022 02:18 PM
    Justin made the process so easy to understand and we always knew the next step.
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    Christina T
    Posted on February 24th, 2022 04:20 PM
    Justin Lackey was such a pleasure to work with! He made this whole process so easy! Justin took the time to explain everything and how it would work so we always knew what to expect! 10/10 would recommend Justin to everyone!!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Christina, thank you for the kind review! We are grateful to have had the opportunity to assist Lorn and you with your home purchase. Wishing you and your family all the best and many happy memories in your new home!
  • google
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    Christina T
    Posted on February 24th, 2022 04:20 PM
    Justin Lackey was such a pleasure to work with! He made this whole process so easy! Justin took the time to explain everything and how it would work so we always knew what to expect! 10/10 would recommend Justin to everyone!!
    Reply from Owner
    February 24th, 2022 05:53 PM
    Christina, thank you for the kind review! We are grateful to have had the opportunity to assist Lorn and you with your home purchase. Wishing you and your family all the best and many happy memories in your new home!
  • Zillow
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    Lorn T
    Tipton, MO
    Posted on February 24th, 2022 12:00 AM
    Justin Lackey made the home buying process very easy for a first time home buyer. He explained everything very well. Would recommend Justin to all my friends and family!
  • Zillow
    C
    Christinathomas
    Tipton, MO
    Posted on February 24th, 2022 12:00 AM
    Justin Lackey was such a pleasure to work with! He made this whole process so easy! Justin took the time to explain everything and how it would work so we always knew what to expect! 10/10 would recommend Justin to everyone!!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.