Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Great and great
Justin was very personable and knowledgeable! His communication was great, and made our home buying experience as stress free as possible.
The communication was constant. If we had any questions or concerns Justin would let hesitate to answer either by phone, email or text.
My fiancé and I were first time home buyers and so we had lots of questions/concerns and needed someone we could trust. Our realtor recommended Justin Lackey at USA Mortgage and after we finished our first call with him we knew he was the person...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for taking the time to leave a review, Rebekah! We are so pleased to hear that Justin provided a great experience during your first home purchase. We hope you and Andrew enjoy the new home!
My fiancé and I were first time home buyers and so we had lots of questions/concerns and needed someone we could trust. Our realtor recommended Justin Lackey at USA Mortgage and after we finished our first call with him we knew he was the person...
read more
Reply from Owner
August 2nd, 2022 03:22 PM
Thank you for taking the time to leave a review, Rebekah! We are so pleased to hear that Justin provided a great experience during your first home purchase. We hope you and Andrew enjoy the new home!
I was extremely nervous going into the house buying process, but Justin has made this transition the best! It's been so fun and exciting. He was always on top of everything and communicated very thoroughly. I would highly suggest anyone to...
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My fiancé and I were first time home buyers and so we had lots of questions/concerns and needed someone we could trust. Our realtor recommended Justin and after we finished our first call with him we knew he was the person for us. He was extremely...
read more
Reply from Owner
August 2nd, 2022 12:00 AM
Thank you for the kind review Rebekah! It was great working with you and Andrew and I hope you both nothing but the best in your beautiful new home!
I can't thank him enough for helping us through this process. So helpful and communicated very thoroughly. 10/10 recommend to anyone! You won't be disappointment.
Reply from Owner
August 2nd, 2022 12:00 AM
Thank you Alysha! I hope you and Trevor make many new happy memories in your beautiful new home!
We worked with the Justin Lackey on the purchase of our first home. The level of care, attention to detail, and professionalism demonstrated by him far surpassed our expectations. As a first-time home buyer, we really appreciated Justin’s honesty...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Tricia, thank you for the kind review! We are grateful to have had the opportunity to assist you with your first home purchase and are pleased to hear that Justin provided a great experience. Wishing you and your family all the best in your...
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We worked with the Justin Lackey on the purchase of our first home. The level of care, attention to detail, and professionalism demonstrated by him far surpassed our expectations. As a first-time home buyer, we really appreciated Justin’s honesty...
read more
Reply from Owner
August 1st, 2022 03:29 PM
Tricia, thank you for the kind review! We are grateful to have had the opportunity to assist you with your first home purchase and are pleased to hear that Justin provided a great experience. Wishing you and your family all the best in your...
read more
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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