Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Justin was great in closing a USDA loan in 30 days! My clients were very happy with his service as well!
we worked with Justin on the purchase of our first home. The level of care, attention to detail, and professionalism demonstrated by Justin far surpassed my expectations. As a first-time home buyer, I really appreciated his honesty and transparency...
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Reply from Owner
August 2nd, 2022 12:00 AM
Thank you Tricia! Can't express how happy I am for you and Tracy! I hope you both enjoy your new home and make many new happy memories!
Very positive experience! This was our first home purchase and the thought of it was very stressful. We worked with Justin and he was always there to answer any questions we had. He would not hesitate to answer any phone calls, text messages,...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for taking the time to leave a review, Keirstyn! It was such a pleasure assisting you and James with your first home purchase. We hope you and your family enjoy the new home and all the happy memories to come!
Very positive experience! This was our first home purchase and the thought of it was very stressful. We worked with Justin and he was always there to answer any questions we had. He would not hesitate to answer any phone calls, text messages,...
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Reply from Owner
July 28th, 2022 09:42 PM
Thank you for taking the time to leave a review, Keirstyn! It was such a pleasure assisting you and James with your first home purchase. We hope you and your family enjoy the new home and all the happy memories to come!
Justin was fantastic to work with! This was our first home purchased and if we has any question he would hesitate to answer any of them. He was always available to answer a phone call, text message, or an email we sent. I would highly recommend...
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Reply from Owner
August 2nd, 2022 12:00 AM
Thank you Keirstyn! Best Wishes as you and James settles into your beautiful new home!
Always in communication
Just the communication in general, very knowledgeable, nice, not pushy and supportive.
Justin was friendly, upfront and honest, and helped guide us through the process while giving good advice along the way.
Positive experience! We worked with Justin on our home purchase. Home buying can be a very stressful experience, but Justin put in the time and effort to help ease some of our burdens. He helped us understand each part of the process and gave...
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Reply from Owner
August 1st, 2022 03:34 PM
Thank you for the review, Sara! So glad to hear that Justin kept you informed and provided a stress-free experience during your home purchase. We hope you and your family enjoy the new home and all the happy memories to come!
Positive experience! We worked with Justin on our home purchase. Home buying can be a very stressful experience, but Justin put in the time and effort to help ease some of our burdens. He helped us understand each part of the process and gave...
read more
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for the review, Sara! So glad to hear that Justin kept you informed and provided a stress-free experience during your home purchase. We hope you and your family enjoy the new home and all the happy memories to come!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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