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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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    K
    Kelbie B
    Posted on November 1st, 2022 06:11 PM
    Justin Lackey has been extremely helpful, super patient and great at explaining things to me for me to understand! Highly recommend.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for taking the time to leave a review, Kelbie! We are grateful for the opportunity to assist you and Really with your first home purchase and are glad to hear that Justin is providing a great experience so far. Please continue to...
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  • google
    K
    Kelbie B
    Posted on November 1st, 2022 06:11 PM
    Justin Lackey has been extremely helpful, super patient and great at explaining things to me for me to understand! Highly recommend.
    Reply from Owner
    November 1st, 2022 09:20 PM
    Thank you for taking the time to leave a review, Kelbie! We are grateful for the opportunity to assist you and Really with your first home purchase and are glad to hear that Justin is providing a great experience so far. Please continue to...
    read more
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    Lucy J
    Mexico, Missouri
    Posted on October 31st, 2022 08:19 PM
    I was very nervous going into the home buying process. Justin was there to help at every corner, answered all my questions and kept my mind at ease. I would recommend him to anyone thinking about purchasing a home. Thank you Justin!
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    Michael V G
    Columbia, MO
    Posted on September 13th, 2022 12:50 AM
    Justin was amazing from the first phone call until the end. His strong communication throughout the whole process was much appreciated. It was comforting knowing that he had my best interest in mind and went above and beyond in his role to...
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    Andee C
    Columbia, Missouri
    Posted on August 31st, 2022 07:00 PM
    You gave advise about the housing market to my client that wasn’t common for Columbias market making it hard to get him to understand how the market is actually.
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    Louis C R
    Mexico, MO
    Posted on August 31st, 2022 05:53 PM
    Quick response and great service. Feel like I gained a close friend
  • Encompass
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    Shelby M
    Jefferson City, MO
    Posted on August 15th, 2022 04:26 PM
    Justin and his team were very efficient and helpful throughout the entire process. When we had questions they were always a phone call away and were always happy to help. Justin called us weekly to keep us up to date with where we were in the...
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    Rebekah D
    Montgomery City, MO
    Posted on August 11th, 2022 04:36 PM
    This was my and my fiancé’s first time purchasing a home, so we’re had lots of questions. But, Justin was so timely and transparent that we hardly had to ask questions. Justin always took the time to call us and explained each step of the process,...
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  • Encompass
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    Spenser M
    Jefferson City, MO
    Posted on August 11th, 2022 04:20 PM
    Justin was amazing through the entire process. He helped us make sure we got the best rates even when the market started getting crazy. Justin further gave us sound advice on what to do when looking at all of our options and helped us make...
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    Trevor A T
    Centralia, MO
    Posted on August 8th, 2022 04:15 PM
    Justin was always so very helpful. Even let us know he is available after hours including weekends! Justin went way above mg expectations. Made it seem like I was working with a friend I've known for years.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.