Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
It was easy. I submitted a few docs and Justin took it from there. He consistently communicated. I never had to guess where we were in the process. Now I’m in my home and I’m happy.
Justin was always on the ball and very transparent on what he needed from myself and our client. The transaction was very smooth and we were able to close this deal out earlier than our expected closing date.
Underwriters needing more documents every time you turn around
Great Communication
4th time using Justin. It’s great service and clear explanations every single time. Always a good rate and even closed early this time!
Reply from Owner
November 18th, 2022 03:58 PM
William, thank you for the review! We are so pleased to hear that Justin provided a great experience for you, yet again. We greatly appreciate your continued trust and support in Justin Lackey and USA Mortgage. Congrats on the new home!
4th time using Justin. It’s great service and clear explanations every single time. Always a good rate and even closed early this time!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
William, thank you for the review! We are so pleased to hear that Justin provided a great experience for you, yet again. We greatly appreciate your continued trust and support in Justin Lackey and USA Mortgage. Congrats on the new home!
This specific loan process required a lot of research. It was a complicated situation. Justin made a plan and we executed. Happy to say it was painless for me at least. This is the 4th loan my family has done with Justin and it won’t be the...
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Reply from Owner
February 28th, 2023 12:00 AM
Thank you Joel!
Justin did so good making it a quick and easy process especially with it being our first home! Im so grateful that they helped us get our new home we wanted!
Justin made me feel like family from the start and took a lot of stress out of the process of buying a home. He knows a lot of people that offer great service and low prices when it come to insurance quotes. He’s also very intelligent when...
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Awesome service justin got the loan done in 30 days. 0$ down USDA loan. I will recommend him to my friends.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
