Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Justin helped me out a lot in the home buying process. He went above and beyond to make sure I understood everything before signing. If it wasn’t for Justin I would’ve still been renting.
Reply from Owner
February 28th, 2023 12:00 AM
Thank you Kaleb!!
Justin was awesome and a big help. He shows he truly cares about his customers
Worked very fast and made everything happen, he also treated us like family and made sure to be honest with us the whole time! Highly recommend
Justin just in general made everything so easy and any issues i could call and text him anytime with questions.
We just got approved for a house! Justin Lackey was our lender and was awesome! He made it happen and went above and beyond and treated us like family! 10/10 highly recommend him!
Reply from Owner
February 28th, 2023 12:00 AM
Thank you Kelbie!
Justin just helped me get my first home with nothing down! He is fantastic to work with and breaks everything down and goes out of his way to help you! He is great to work with and will continue to work with his and his team!
Reply from Owner
February 28th, 2023 12:00 AM
Thank you Shawn!!
Everything was okay.
Justin Lackey - USA Mortgage has received a review with 5 star rating from Zach C
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for the 5-star rating, Zach! We really appreciate it.
Justin Lackey - USA Mortgage has received a review with 5 star rating from Zach C
Reply from Owner
November 29th, 2022 03:41 PM
Thank you for the 5-star rating, Zach! We really appreciate it.
Justin is always a pleasure to work with. Consistently above and beyond excellent service!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
