Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Justin was such a pleasure to work with. He made sure to keep in contact on a daily basis and explained exactly what was happening and why. He had less then 20 days until my closing date and still had everything finalized and ready to go a...
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Reply from Owner
February 28th, 2023 12:00 AM
Thank you Rebecca!
Justin Lackey - USA Mortgage has received a review with 5 star rating from Sally B
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for the 5-star rating, Sally! We appreciate it
Justin Lackey - USA Mortgage has received a review with 5 star rating from Sally B
Reply from Owner
February 20th, 2023 05:53 PM
Thank you for the 5-star rating, Sally! We appreciate it
Justin was very helpful and provided quick service and walked us through the entire process making it seemless and easy. We are very happy with our mortgage experience.
Justin is an excellent loan officer, he is helpful and concise. There are many facets to a home buying process and Justin was there every step of the way to be sure our experience was problem free, fast and easy. We will recommend Justin to...
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Reply from Owner
February 28th, 2023 12:00 AM
Thank you Christine!
Justin is a very knowledgeable guy, and would explain anything and everything i had questions about. He also was good at keeping us both on track throughout the whole process.
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Justin was very knowledgeable and made the whole process very simple.
BEST lender and really good on what they do. I highly recommend this lender to anyone. Amazing customer service and great communication.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for taking the time to leave a review, Sadaf! We really appreciate it and are so pleased to hear that you recommend working with Justin Lackey/USA Mortgage.
Patience, and good thorough explanations about everything in the process
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
