Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
He was a good communicator, very nice and explained everything well. He was very informal and made me comfortable to do the home buying process with him.
Justin Lackey was amazing to work with. He kept in contact, answered my thousands of questions, and explained everything to me along the way. He made this process so much easier and less stressful. Justin was very professional and kind. Unlike...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Danelle, thank you for taking the time to leave a review! We are so pleased to hear that Justin provided an easy and stress-free experience during your home purchase. We really appreciate your business and helping to share the word about USA...
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Justin Lackey was amazing to work with. He kept in contact, answered my thousands of questions, and explained everything to me along the way. He made this process so much easier and less stressful. Justin was very professional and kind. Unlike...
read more
Reply from Owner
March 30th, 2023 04:27 PM
Danelle, thank you for taking the time to leave a review! We are so pleased to hear that Justin provided an easy and stress-free experience during your home purchase. We really appreciate your business and helping to share the word about USA...
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Everything
Justin was an asset for me. I am so new to the thought of homebuying and was clueless. Justin was patient with me, kept in contact and answered all my questions sometimes multiple times. I did not have a similar experience with other lenders...
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Reply from Owner
July 17th, 2023 12:00 AM
Thank you Danelle for such a kind review!
Communication is always key for me. Justin went above and beyond to make sure all documents we’re received in a timely manner.
Communication, always on top of everything, closed in 20 days
Justin Lackey was such a pleasure to work with. He made sure to keep in contact on a daily basis and explained exactly what was happening and why. He had less then 20 days until my closing date and still had everything finalized and ready to...
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Justin was such a pleasure to work with. He made sure to keep in contact on a daily basis and explained exactly what was happening and why. He had less then 20 days until my closing date and still had everything finalized and ready to go a...
read more
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you for taking the time to share your experience, Becca! It was such a pleasure assisting you with your home purchase and we are so pleased to hear that Justin provided a great transaction for you. We hope to hear from you again!
Justin was such a pleasure to work with. He made sure to keep in contact on a daily basis and explained exactly what was happening and why. He had less then 20 days until my closing date and still had everything finalized and ready to go a...
read more
Reply from Owner
February 28th, 2023 06:03 PM
Thank you for taking the time to share your experience, Becca! It was such a pleasure assisting you with your home purchase and we are so pleased to hear that Justin provided a great transaction for you. We hope to hear from you again!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
