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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    J
    Justin B
    Columbia, MO
    Posted on April 20th, 2023 10:33 PM
    Very knowledgeable and willing to answer any questions at anytime of the day, even past work hours or on weekends.
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    Darren A
    Columbia, Missouri
    Posted on April 19th, 2023 04:45 PM
    The standard service from Justin Always on top of each file
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    Kim S
    Posted on April 14th, 2023 02:56 PM
    Great process! Justin kept us informed of what was going on the entire time. So grateful for all of his help and sticking it out with us when things got a little rough!
    Reply from Owner
    April 14th, 2023 04:39 PM
    Kim, we can’t thank you enough for your positive words about Justin! We really appreciate you taking the time out of your day to let people know how much you loved working with USA Mortgage on your home purchase. We hope to see you again down...
    read more
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    Kim S
    Posted on April 14th, 2023 02:56 PM
    Great process! Justin kept us informed of what was going on the entire time. So grateful for all of his help and sticking it out with us when things got a little rough!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Kim, we can’t thank you enough for your positive words about Justin! We really appreciate you taking the time out of your day to let people know how much you loved working with USA Mortgage on your home purchase. We hope to see you again down...
    read more
  • Encompass
    D
    Danelle S C
    Eugene, MO
    Posted on April 5th, 2023 03:50 PM
    Justin was so helpful, polite, patient. He made my homebuying experience much less stressful. Justin kept me informed throughout the whole process, I always knew what to expect. He was a great communicator and broke thisngs down for me. He...
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  • Encompass
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    Matthew S
    Deepwater, MO
    Posted on April 5th, 2023 03:12 PM
    Justin was there to help every step of the way and he did everything in his power to get the loan the worked the best for my situation
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    Justin W
    Posted on March 30th, 2023 03:49 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Justin W
    Reply from Owner
    March 31st, 2023 02:48 PM
    Thank you for the 5-star rating, Justin!
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    J
    Justin W
    Posted on March 30th, 2023 03:49 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Justin W
    Reply from Justin Lackey - USA Mortgage
    March 31st, 2023 02:48 PM
    Thank you for the 5-star rating, Justin!
  • google
    J
    Justin W
    Posted on March 30th, 2023 03:49 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Justin W
    Reply from Owner
    March 31st, 2023 02:48 PM
    Thank you for the 5-star rating, Justin!
  • google
    J
    Justin W
    Posted on March 30th, 2023 03:49 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Justin W
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for the 5-star rating, Justin!
  • 211–220 of 753
    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.