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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • google
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    Glen H
    Posted on May 23rd, 2023 12:30 AM
    We needed to get a loan done in a short time. Justin came through in every detail.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Glen, we appreciate you taking the time to leave a review. It was a pleasure assisting you with your recent home purchase and we are glad to hear that Justin provided a great experience for you. We are wishing you and your family all the best...
    read more
  • Encompass
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    Glen S H
    Fulton, MO
    Posted on May 23rd, 2023 12:27 AM
    Concise and Thorough instructions. Excellent communication of status and process.
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    Lori J H
    Fulton, MO
    Posted on May 19th, 2023 08:36 PM
    It went well
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    Randa B
    Posted on May 12th, 2023 06:45 PM
    Great experience. Informative, quick, and easy process all because of Justin!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Randa, thank you for the review! We strive to provide all our clients with a quick and easy process and are glad to hear that Justin provided that. We hope you and Payden enjoy your new home!
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    Randa B
    Posted on May 12th, 2023 06:45 PM
    Great experience. Informative, quick, and easy process all because of Justin!
    Reply from Owner
    May 12th, 2023 07:35 PM
    Randa, thank you for the review! We strive to provide all our clients with a quick and easy process and are glad to hear that Justin provided that. We hope you and Payden enjoy your new home!
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    Randa H
    Versailles, MO
    Posted on May 12th, 2023 06:44 PM
    Justin, informative. I love that I didn’t ever have to call looking for information. He always made sure I had the updates right away.
  • Zillow
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    Randa H
    Versailles, MO
    Posted on May 3rd, 2023 12:00 AM
    Justin never left us questioning what’s going on. We never had to wait or wonder for phone calls to know the newest information. He was super easy to work with, always explained things down to the smallest detail, and helped us make sure we...
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    Reply from Owner
    July 17th, 2023 12:00 AM
    Thank you Randa!!
  • Encompass
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    Stephanie G
    Jefferson City, MO
    Posted on April 26th, 2023 01:50 PM
    Justin was communicative and thorough, answering any and all questions I could think of, and was always available to help me. He went above and beyond to help me find my perfect home.
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    Christopher L S
    Saint Louis, MO
    Posted on April 26th, 2023 01:49 PM
    Justin's knowledge, professional attitude, his follow up and outstanding service
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    Danielle B
    Jefferson City, Missouri
    Posted on April 22nd, 2023 01:16 PM
    He’s professional and easy to get ahold of
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.