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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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Reviews from Web
  • Encompass
    K
    Kala Y
    Mexico, MO
    Posted on July 13th, 2023 09:25 PM
    Justin made this process as a first time homebuyer very easy.
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    William H
    Mexico, Missouri
    Posted on July 10th, 2023 06:13 PM
    Justin Lackey is very knowledgeable and helpful. He kept the process moving and kept me informed of what was happening. He also reminded me to send him paperwork when needed.
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    Bradley J K
    New Bloomfield, MO
    Posted on June 30th, 2023 05:44 PM
    Justin Lackey and USA Mortgage has been really good to work with for my mortgage. I would highly recommend Justin as he's went above and beyond. Brad
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    Tykeria C
    Florissant, Missouri
    Posted on June 30th, 2023 05:04 PM
    Thank you Justin sooo much for making my house buying experience great. The process was smooth sailing! Honest person who genuinely looks out for his clients.
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    A G U
    Posted on June 23rd, 2023 06:15 PM
    Justin is the best! he took great care of my client home loan!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Alexis, thank you for the review! Helping our mutual clients with their home loan needs, whether it be a new home or refinancing, is always a pleasure. We appreciate your trust and support in Justin, his team, and USA Mortgage!
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    Lexy B
    Florissant, Missouri
    Posted on June 23rd, 2023 06:14 PM
    Justin is an awesome lender and has great communication. My client and I had a great experience.
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    Hailey J
    Kansas City, Missouri
    Posted on June 20th, 2023 03:09 AM
    Amazing communication throughout the WHOLE process. Even before we had any home under contract. Had everything I needed sent to me as soon as I needed it! Always answered his phone! Nicest guy ever!!
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    Isaac D
    Kansas City, MO
    Posted on June 16th, 2023 02:40 PM
    Justin is fantastic to work with. He has a great, positive attitude, is incredibly knowledgeable and informative. I learned a great deal from him. He’s constantly in touch with clients, and very easy to get in contact with. He’s thorough, going...
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    Kandy J
    Fulton, Missouri
    Posted on May 28th, 2023 01:50 PM
    Justin’s knowledge and expertise with mortgages, types of loans that benefit the buyer in their home purchase. The rapport he builds with his clients and with myself as a realtor. He is very explanatory and always goes above and beyond to help...
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    Glen H
    Posted on May 23rd, 2023 12:30 AM
    We needed to get a loan done in a short time. Justin came through in every detail.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Glen, we appreciate you taking the time to leave a review. It was a pleasure assisting you with your recent home purchase and we are glad to hear that Justin provided a great experience for you. We are wishing you and your family all the best...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.