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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • google
    S
    Shelly
    Posted on July 28th, 2023 09:23 PM
    We used Justin Lackey with USA mortgage a year ago. Recently, our son wanted to buy his first home and we immediately knew we wanted to work with Justin again. He was professional, prompt and personable. We will be back and we will definitely...
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    Reply from Owner
    July 31st, 2023 06:33 PM
    Thank you for the review, Shelly! We love hearing that you had another great experience working with Justin. We look forward to continuing to provide you with the best lending experience possible. Thanks again for your glowing review!
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    S
    Shelly O
    Columbia, Missouri
    Posted on July 28th, 2023 09:20 PM
    We used Justin when we closed on our home a year ago. He was professional, prompt and personable and has kept in touch throughout the year. We were so satisfied with how he treated us that when our son just bought his first home we used him...
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    Sydney H
    Saint Louis, MO
    Posted on July 28th, 2023 04:16 PM
    ....... ..
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    Jillian H
    Columbia, Missouri
    Posted on July 27th, 2023 11:03 PM
    Justin was very responsive with all my questions and stayed on top of the transaction the whole process.
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    Bethany B
    Thompson, MO
    Posted on July 26th, 2023 02:46 PM
    I was recommended to Justin after my previous lender was falling short of their dedication and overall interest in pursuing my loan. I cannot thank Justin enough for his quick diligence to get me caught up and ready to pursue my loan in literally...
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    William S
    Centertown, Missouri
    Posted on July 20th, 2023 06:36 PM
    It was like working with a family member always urgent and easy to understand outstanding
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    Brooks B
    Centertown, Missouri
    Posted on July 19th, 2023 05:00 PM
    Justin made sure to keep me in the loop, as a realtor that is much appreciated!
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    Russell G
    Thompson, Missouri
    Posted on July 14th, 2023 06:25 PM
    Justin in always very communicative
  • google
    K
    Kala Y
    Posted on July 13th, 2023 09:25 PM
    Justin Lackey - USA Mortgage has received a review with 4 star rating from Kala Y
    Reply from Owner
    July 17th, 2023 04:13 PM
    Kala, thank you for the rating. We hope you and your family enjoy the new home!
  • google
    K
    Kala Y
    Posted on July 13th, 2023 09:25 PM
    Justin Lackey - USA Mortgage has received a review with 4 star rating from Kala Y
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Kala, thank you for the rating. We hope you and your family enjoy the new home!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.