

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
We used Justin Lackey with USA mortgage a year ago. Recently, our son wanted to buy his first home and we immediately knew we wanted to work with Justin again. He was professional, prompt and personable. We will be back and we will definitely...
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Reply from Owner
July 31st, 2023 06:33 PM
Thank you for the review, Shelly! We love hearing that you had another great experience working with Justin. We look forward to continuing to provide you with the best lending experience possible. Thanks again for your glowing review!
We used Justin when we closed on our home a year ago. He was professional, prompt and personable and has kept in touch throughout the year. We were so satisfied with how he treated us that when our son just bought his first home we used him...
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Justin was very responsive with all my questions and stayed on top of the transaction the whole process.
I was recommended to Justin after my previous lender was falling short of their dedication and overall interest in pursuing my loan. I cannot thank Justin enough for his quick diligence to get me caught up and ready to pursue my loan in literally...
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It was like working with a family member always urgent and easy to understand outstanding
Justin made sure to keep me in the loop, as a realtor that is much appreciated!
Justin in always very communicative
Justin Lackey - USA Mortgage has received a review with 4 star rating from Kala Y
Reply from Owner
July 17th, 2023 04:13 PM
Kala, thank you for the rating. We hope you and your family enjoy the new home!
Justin Lackey - USA Mortgage has received a review with 4 star rating from Kala Y
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Kala, thank you for the rating. We hope you and your family enjoy the new home!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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