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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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    Dustin M
    Posted on August 24th, 2023 08:21 PM
    Justin Lackey made our first home buying process easy and simple. He always kept us informed and made sure we were comfortable the whole time. He made sure we understood every step of the home buying process and we are so grateful we had him!...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Dustin, thank you for the review! We are so pleased to hear that Justin provided an informed and enjoyable experience during your first home purchase. We hope you love your new home and hope to hear from you in the future!
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    Dustin M
    Posted on August 24th, 2023 08:21 PM
    Justin Lackey made our first home buying process easy and simple. He always kept us informed and made sure we were comfortable the whole time. He made sure we understood every step of the home buying process and we are so grateful we had him!...
    read more
    Reply from Owner
    August 25th, 2023 02:25 PM
    Dustin, thank you for the review! We are so pleased to hear that Justin provided an informed and enjoyable experience during your first home purchase. We hope you love your new home and hope to hear from you in the future!
  • Zillow
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    Dustin G
    Mexico, MO
    Posted on August 24th, 2023 12:00 AM
    Justin Lackey made our first time buying a home so easy. He always kept us informed and was available to answer any and all questions we had. He treated us like a team! He went the extra mile for us constantly! We are so grateful for him and...
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    Kara W
    Moberly, MO
    Posted on August 17th, 2023 10:20 PM
    Justin was amazing! He was very professional and made sure we were in the loop in every aspect of the loan process. He explained everything to us in detail and walked us through step-by-step signing all documents online. He made our first purchase...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm thrilled to hear that you had such a positive experience during your first home purchase, Kara! My mission at DAS Acquisition Company, LLC is to streamline the loan process and ensure my clients are well-informed and comfortable every step...
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    Jorge H
    Moberly, Missouri
    Posted on August 15th, 2023 06:03 PM
    Justin Lackey was definitely on top of his game he would let us know every little thing there was we needed to know for us being a first time home buyer! Even if it was on the weekends passed working hours if we had a question he was on top...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for the wonderful review, Jorge. It was a privilege to help guide you through your first home purchase. I'm delighted that you felt comfortable and well-informed throughout the process. Your kind words have truly made my day! Rest...
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    Travis R
    Posted on August 10th, 2023 10:06 PM
    If you're going to work with USA Mortgage, work with Justin Lackey! You won't regret it!
    Reply from Owner
    August 11th, 2023 02:26 PM
    Thank you for the review, Travis! We appreciate your trust and support in Justin, his team, and USA Mortgage. We hope we have the opportunity to work together again!
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    Travis R
    Posted on August 10th, 2023 10:06 PM
    If you're going to work with USA Mortgage, work with Justin Lackey! You won't regret it!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for the review, Travis! We appreciate your trust and support in Justin, his team, and USA Mortgage. We hope we have the opportunity to work together again!
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    Travis R
    Moberly, Missouri
    Posted on August 10th, 2023 09:58 PM
    Justin did so much behind the scenes to make this a smooth closing. He was always available to help answer any question I had and did so in a timely manner. Justin is the man!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thanks a lot for your awesome feedback, Travis! It was a privilege to assist with your mortgage process. I'm really glad to hear that you found my services helpful and that everything went smoothly for your purchase. Your satisfaction is my...
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    K
    Kevin O
    Columbia, Missouri
    Posted on July 29th, 2023 12:51 AM
    Very responsive and informative. Kept us updated on progress and stumbling blocks.
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    S
    Shelly
    Posted on July 28th, 2023 09:23 PM
    We used Justin Lackey with USA mortgage a year ago. Recently, our son wanted to buy his first home and we immediately knew we wanted to work with Justin again. He was professional, prompt and personable. We will be back and we will definitely...
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    Reply from Owner
    July 31st, 2023 06:33 PM
    Thank you for the review, Shelly! We love hearing that you had another great experience working with Justin. We look forward to continuing to provide you with the best lending experience possible. Thanks again for your glowing review!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.