Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Trying for a new home loan mortgage and Justin Lackey was so kind and kept us informed of all the paperwork we would need. Responded everytime we sent him something, reminding us of what we still needed to submit. Very knowledgeable and productive....
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you, Lori! You're right, Justin works diligently for his clients. We always strive to provide the best service and programs possible. We appreciate your recommendation and hope to assist you with any future home loan needs.
Trying for a new home loan mortgage and Justin Lackey was so kind and kept us informed of all the paperwork we would need. Responded everytime we sent him something, reminding us of what we still needed to submit. Very knowledgeable and productive....
read more
Reply from Owner
October 13th, 2023 05:16 PM
Thank you, Lori! You're right, Justin works diligently for his clients. We always strive to provide the best service and programs possible. We appreciate your recommendation and hope to assist you with any future home loan needs.
Justin Lackey was my loan officer. He delivered estimates and everything in a timely manner. This allowed us to put a quick competitive offer in that landed us our house!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Jason, thank you for the review! We're so glad to hear that you had a great experience working with Justin. We hope to assist you again in the future!
Justin Lackey was my loan officer. He delivered estimates and everything in a timely manner. This allowed us to put a quick competitive offer in that landed us our house!
Reply from Owner
October 12th, 2023 08:38 PM
Jason, thank you for the review! We're so glad to hear that you had a great experience working with Justin. We hope to assist you again in the future!
Justin was always communicating and helped us with any questions we needed. His personality and positivity was amazing and he helped us get the house of our dreams.
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm really glad to hear about your positive experience, Cody! It was a pleasure to assist you in securing your dream home. I take pride in keeping open lines of communication and providing the best service I can. Your feedback is incredibly...
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Justin was super easy to work with and made sure we understood every step along the way, great communication!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm truly grateful for your positive feedback, Jenna. It was a pleasure to assist you in understanding each step of the process and communicate openly to ensure a seamless experience. Your satisfaction is our top priority here at DAS Acquisition...
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Justin was super helpful! Answered any question we had and was ready to help any way he could. It definitely helped that it felt like talking to a friend or even family. I appreciate everything Justin did!
Reply from Owner
August 28th, 2023 02:51 PM
Jessica, we appreciate you taking the time to leave a review! We are grateful to have had the opportunity to assist you with your first home purchase and hope you and Dustin enjoy your new home!
Justin was super helpful! Answered any question we had and was ready to help any way he could. It definitely helped that it felt like talking to a friend or even family. I appreciate everything Justin did!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Jessica, we appreciate you taking the time to leave a review! We are grateful to have had the opportunity to assist you with your first home purchase and hope you and Dustin enjoy your new home!
Justin was insanely helpful, answered any questions we had and was ready to help anyway he could. I appreciate everything he did to help us get our first home. It felt like talking to family!
Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm truly touched by your kind words, Jessica. Helping you secure your first home was a privilege and I'm thrilled that you felt supported throughout the process. It's always my goal to make every client feel like family, so your comments mean...
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Justin made it easy for us as first time home buyers. He was always informative and kept us up to date with everything going on. He made sure to be available always for questions we might have had and answered them quickly and made it easy...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I'm thrilled to hear that your first-time home buying experience was smooth and informative. It's always my goal to make sure my clients are up to date and understand every step of the process. Your questions are always welcome and I'm here...
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
