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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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  • ManualUpload
    C
    Chris K
    Jefferson City, Missouri
    Posted on November 15th, 2023 02:25 AM
    Justin was a great asset, he tailored the best deal possible to give the best service for our client. In a industry that is profit driven it is a breath of fresh air working with a lender that treats clients and everyone with care. I truly...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    K
    Kerry C
    Jefferson City, MO
    Posted on October 30th, 2023 12:28 PM
    Justin Lackey has made the home buying process as easy as possible. Working 2 jobs and trying to buy a house is difficult unless you have someone like Justin there to guide you step by step and is honest with you along the way. A very trustworthy...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm truly humbled by your kind words, Kerry. I'm thrilled that I could help make your home buying journey a bit easier and that you found the experience to be trustworthy and straightforward. That's the standard we strive for here at DAS Acquisition...
    read more
  • ManualUpload
    B
    Bahshi T
    Jefferson City, Missouri
    Posted on October 27th, 2023 08:05 PM
    Communicaton and Customer Service
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I am genuinely thrilled to hear that you're pleased with my communication and customer service, Bahshi. Your satisfaction is of utmost importance to me and it's great to know that I was able to meet your expectations. Thank you for trusting...
    read more
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    S
    StretchG
    Posted on October 23rd, 2023 08:26 PM
    For my first time buying a home this has been a great experience. Justin Lackey is an easy to work with lender. He was there every step of the way. He also tried his best to find the best interest rates. he kept an open communication through...
    read more
    Reply from Owner
    October 23rd, 2023 09:30 PM
    Thank you for the review, StretchG! You're right, communication is essential during transactions. We take pride in offering excellent communication, seamless transactions, and a streamlined process. We thank you for trusting in Justin, his...
    read more
  • google
    S
    StretchG
    Posted on October 23rd, 2023 08:26 PM
    For my first time buying a home this has been a great experience. Justin Lackey is an easy to work with lender. He was there every step of the way. He also tried his best to find the best interest rates. he kept an open communication through...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for the review, StretchG! You're right, communication is essential during transactions. We take pride in offering excellent communication, seamless transactions, and a streamlined process. We thank you for trusting in Justin, his...
    read more
  • Zillow
    K
    Kerry C
    Jefferson City, MO
    Posted on October 23rd, 2023 12:00 AM
    My first time buying a home was a great experience. Justin Lackey has been a great lender. He did his best to get us the best interest rates he could find for the credit e had. He made sure to have open communication through multiple devices....
    read more
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    Brandon S
    Posted on October 16th, 2023 06:35 PM
    I had the pleasure of working with Justin Lackey on my first home purchase. Extremely knowledgeable on the entire process which helped me tremendously!
    Reply from Owner
    October 16th, 2023 07:52 PM
    Brandon, thank you for taking the time to share your experience! We are pleased to know that Justin was so helpful during your first home purchase. We hope to assist you again in the future!
  • google
    B
    Brandon S
    Posted on October 16th, 2023 06:35 PM
    I had the pleasure of working with Justin Lackey on my first home purchase. Extremely knowledgeable on the entire process which helped me tremendously!
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Brandon, thank you for taking the time to share your experience! We are pleased to know that Justin was so helpful during your first home purchase. We hope to assist you again in the future!
  • google
    A
    Aaron A
    Posted on October 13th, 2023 11:15 PM
    I had several questions about which mortgage is best for me. I got in touch with Justin Lackey. He was nice enough to take time out of his day to walk me through all the questions I had which in turn helped me decide which mortgage was best...
    read more
    Reply from Owner
    October 16th, 2023 02:52 PM
    Thank you for the review and recommendation, Aaron! We're glad to know that Justin took the time to inform you of your options. USA Mortgage takes pride in what we do and always strives to provide our customers with the best experience possible....
    read more
  • google
    A
    Aaron A
    Posted on October 13th, 2023 11:15 PM
    I had several questions about which mortgage is best for me. I got in touch with Justin Lackey. He was nice enough to take time out of his day to walk me through all the questions I had which in turn helped me decide which mortgage was best...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for the review and recommendation, Aaron! We're glad to know that Justin took the time to inform you of your options. USA Mortgage takes pride in what we do and always strives to provide our customers with the best experience possible....
    read more
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.