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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • google
    D
    Dessislava A
    Posted on April 11th, 2024 02:08 PM
    Justin was great, very professional and guided us through this whole process, that could be very stressful, but he made it easy and smooth.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for the review, Dessislava! We're happy to hear that Justin provided you and Plamen with a great experience during your recent home purchase. We hope you enjoy the new home!
  • Encompass
    D
    Dessislava A
    COLUMBIA, MO
    Posted on April 11th, 2024 02:07 PM
    Justin was great, very professional and guided us through this whole process, that could be very stressful, but he made it easy and smooth.
    Reply from Owner
    November 6th, 2025 11:40 AM
    Thank you for the review, Dessislava! We're happy to hear that Justin provided you and Plamen with a great experience during your recent home purchase. We hope you enjoy the new home!
  • ManualUpload
    C
    Chris K
    Jefferson City, Missouri
    Posted on April 11th, 2024 02:10 AM
    Justin Lackey with USA Mortgage was extremely helpful and great to work with. He was able to navigate through the client needs and also able to make the lending experience as pleasant and easy as possible. Thank you Justin looking forward to...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I appreciate your kind words, Chris. It was indeed a pleasure to guide you through your home buying journey. I'm thrilled to hear that your experience with DAS Acquisition Company was smooth and satisfactory. Your feedback is highly valued...
    read more
  • Encompass
    R
    Robert H
    Jefferson City, MO
    Posted on April 10th, 2024 11:02 PM
    We contacted Justin a good 6 months before we could start the loan process and even then he went above and beyond to get us prepared to start our search for a home. He stayed in contact and checked in regularly and once we got started he went...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm truly humbled by your positive words, Robert. It was my pleasure to assist you through the loan process. I strive to ensure all my customers have a smooth experience from start to finish, so it's very rewarding to hear that I exceeded your...
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  • Encompass
    M
    Melissa H
    Jefferson City, MO
    Posted on April 10th, 2024 10:58 PM
    The communication and the customer service! Great working with him
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm thrilled to hear that your experience with me at DAS Acquisition Company, LLC was a positive one, Melissa! It's always my goal to provide top-notch communication and customer service. Thanks for taking the time to acknowledge your satisfaction....
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    Dylan M
    Posted on April 3rd, 2024 11:25 PM
    Justin was just great, he was available whenever we needed him. He got paperwork done insanely fast. I was truly nervous and dreading upcoming processes, but my man made is easy and painless.
    Reply from Owner
    November 6th, 2025 11:40 AM
    I'm thrilled to hear that you had such a positive experience, Dylan. Being available and efficient is always my top priority, and I'm glad that this helped to ease your nerves. I understand that these processes can be daunting, and I strive...
    read more
  • google
    D
    Dylan M
    Posted on April 3rd, 2024 11:25 PM
    Justin was just great, he was available whenever we needed him. He got paperwork done insanely fast. I was truly nervous and dreading upcoming processes, but my man made is easy and painless.
    Reply from Owner
    April 4th, 2024 12:14 AM
    I'm thrilled to hear that you had such a positive experience, Dylan. Being available and efficient is always my top priority, and I'm glad that this helped to ease your nerves. I understand that these processes can be daunting, and I strive...
    read more
  • Encompass
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    Dylan M
    SALEM, MO
    Posted on April 3rd, 2024 11:24 PM
    Justin was just great, he was available whenever we needed him. He got paperwork done insanely fast. I was truly nervous and dreading upcoming processes, but my man made is easy and painless.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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  • Zillow
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    Dylan M
    Rolla, MO
    Posted on April 3rd, 2024 12:00 AM
    It was completely by fate that we found Justin. What a huge blessing he was from start to finish. He explained everything we needed in great detail. Bonus he was even available after business hours.
  • ManualUpload
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    Jennifer H
    Salem, Missouri
    Posted on March 29th, 2024 01:09 AM
    Justin Had amazing communication skills and customer service skills. He knows how to make you feel comfortable and personable
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I truly appreciate your kind words, Jennifer. It brings me great joy to know that my communication and customer service skills made your home purchase process comfortable. Here at DAS Acquisition Company, LLC, we strive to provide a personable...
    read more
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.