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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 818-2248
Columbia, MO
https://missourimortgagesource.com/team/justin-lackey/
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    Carley M
    Salem, Missouri
    Posted on March 29th, 2024 12:54 AM
    Justin was on top of helping us at any time. When something came up even after ours he would reach out. We could not have asked for anyone better.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I am truly grateful for your kind words, Carley. It was my pleasure to assist you throughout your home purchasing process, even outside of traditional hours. Your satisfaction is my top priority, and knowing that you felt supported makes all...
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    Carley B
    Posted on March 29th, 2024 12:46 AM
    We had Justin Lackey help us the whole way through. I would recommend him to everyone!
    Reply from Owner
    March 29th, 2024 05:25 PM
    I am truly humbled by your kind words, Carley. It was a pleasure assisting you throughout the process. At USA Mortgage, we strive to provide the best service to our clients and your recommendation means a lot to us. Thank you for giving me...
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    Carley B
    Posted on March 29th, 2024 12:46 AM
    We had Justin Lackey help us the whole way through. I would recommend him to everyone!
    Reply from Owner
    November 6th, 2025 11:40 AM
    I am truly humbled by your kind words, Carley. It was a pleasure assisting you throughout the process. At USA Mortgage, we strive to provide the best service to our clients and your recommendation means a lot to us. Thank you for giving me...
    read more
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    Carleybadgett02
    Rolla, MO
    Posted on March 28th, 2024 12:00 AM
    Justin is definitely someone you can trust and know he will do anything to help you out. The whole experience was so easy going. He walks you through everything and stays on top of forms. We were even able to closer on an earlier date because...
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    Chris M
    Posted on March 25th, 2024 03:16 PM
    Very good 10 starts. Justin was a straight forward Loan officer who helped me get my dream home and through the VA loan process.
    Reply from Owner
    March 26th, 2024 03:09 PM
    Thank you for your review, Chris! We're delighted to hear that Justin provided you with exceptional service and helped you secure your dream home through the VA loan process. Thank you for choosing Justin and for sharing your positive experience!...
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    Chris M
    Posted on March 25th, 2024 03:16 PM
    Very good 10 starts. Justin was a straight forward Loan officer who helped me get my dream home and through the VA loan process.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you for your review, Chris! We're delighted to hear that Justin provided you with exceptional service and helped you secure your dream home through the VA loan process. Thank you for choosing Justin and for sharing your positive experience!...
    read more
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    Christopher R M
    TUSCUMBIA, MO
    Posted on March 25th, 2024 03:13 PM
    First I am an Army Veteran and Justin was Fantastic helping me get through the VA loan process. I appreciated Justin's attention to detail. When he said something was going to happen it did. I feel like the preparation work he did prior to...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you so much, Christopher, for your kind words and excellent review. It was an honor to assist a veteran like you in the VA loan process. I'm glad to hear that my attention to detail and proactive approach worked well for you. It's my...
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    Kelsey M
    Posted on March 19th, 2024 08:23 PM
    Justin is hands down the best loan officer! He took such great care of our family in the home buying process.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Kelsey, we're thrilled to hear about your positive experience with Justin as your loan officer! Providing exceptional care and guidance through the home-buying journey is paramount, and we're delighted Justin delivered. Thank you for sharing...
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    Kelsey M
    Posted on March 19th, 2024 08:23 PM
    Justin is hands down the best loan officer! He took such great care of our family in the home buying process.
    Reply from Owner
    March 19th, 2024 09:18 PM
    Kelsey, we're thrilled to hear about your positive experience with Justin as your loan officer! Providing exceptional care and guidance through the home-buying journey is paramount, and we're delighted Justin delivered. Thank you for sharing...
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    Kelsey M
    Tuscumbia, Missouri
    Posted on March 19th, 2024 08:19 PM
    Justin was very thorough with the loan process. He is an excellent communicator and gave us the push we needed to buy our dream home. Justin answered every single phone call and text message with the utmost confidence in what He does. It was...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm truly humbled by your words, Kelsey. It was a pleasure guiding you through the loan process and I'm thrilled to hear that you found my communication and advice helpful. Ensuring you felt confident and informed was my top priority. I'm thrilled...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.