Justin Lackey - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
Justin was extremely easy to work with. He really knows his stuff and takes all aspects and scenarios into consideration. His communication is great and I would refer anyone I know to him. Thanks Justin Lackey!
Reply from Justin Lackey - USA Mortgage
July 29th, 2024 04:24 PM
Thank you for your review, Lauren! We're delighted to hear that Justin's expertise and excellent communication made your home-buying experience smooth and enjoyable. We appreciate your recommendation and are grateful for your trust in our team....
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Justin was extremely easy to work with. He really knows his stuff and takes all aspects and scenarios into consideration. His communication is great and I would refer anyone I know to him. Thanks Justin Lackey!
Reply from Owner
July 29th, 2024 04:24 PM
Thank you for your review, Lauren! We're delighted to hear that Justin's expertise and excellent communication made your home-buying experience smooth and enjoyable. We appreciate your recommendation and are grateful for your trust in our team....
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Justin was amazing throughout the whole process. I've actually been working with Justin for years to get into my first home, and we finally found the perfect one and made it happen. He would always check in if he hadn't heard from me in a few...
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Reply from Owner
July 2nd, 2025 12:00 AM
Thank you Lauren!
The amount of communication was great. Justin kept us informed throughout the entire process.
Reply from Justin Lackey
November 6th, 2025 11:40 AM
I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
Get them on your side, they get it done and truly care about you. Your going to feel like you know Justin from the first call, it really is like having a friend in the business, because you do. Shout out to Alysia as well, the whole team works...
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Justin Lackey - USA Mortgage has received a review with 5 star rating from Arysta S
Reply from Owner
June 10th, 2024 02:36 PM
Thank you for the 5-star rating, Arysta! We hope you enjoy your new home!
Justin Lackey - USA Mortgage has received a review with 5 star rating from Arysta S
Reply from Justin Lackey - USA Mortgage
June 10th, 2024 02:36 PM
Thank you for the 5-star rating, Arysta! We hope you enjoy your new home!
Justin took the time to explain the entire process and made sure I understood everything that went on. Was in constant contact with me even if it was really late and I had questions.
Reply from Justin Lackey
November 6th, 2025 11:40 AM
I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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If there had been a standardized list of papers needed for an application. Something basic you could just highlight if it was needed again at a later date. Try to ask for things all at once rather than nickel and diming people's time away....
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
I appreciate your honest feedback, Katherine. Your insights are invaluable and will certainly drive us to improve our process. I apologize for any discomfort you experienced due to our method of gathering information, and I agree, it's definitely...
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Justin was great, very professional and guided us through this whole process, that could be very stressful, but he made it easy and smooth.
Reply from Owner
April 11th, 2024 09:44 PM
Thank you for the review, Dessislava! We're happy to hear that Justin provided you and Plamen with a great experience during your recent home purchase. We hope you enjoy the new home!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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