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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
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    Charles R A
    PILOT KNOB, MO
    Posted on October 1st, 2024 08:55 PM
    Everything‘s fine you’ve done a good job
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you, Charles! It's great to hear that you're satisfied with the service. I'm always here to provide the best possible service at DAS Acquisition Company, LLC. Your positive feedback means a lot. Let me know if there's anything else you...
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    Dana M P
    Park Hills, MO
    Posted on September 24th, 2024 10:11 AM
    care and education
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm thrilled to hear that you had a positive experience with me at DAS Acquisition Company, LLC, Dana. The fact that you would take the time to review and rate your experience so highly means a lot to me. It's always my goal to provide top...
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  • Encompass
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    Jacqueline M A
    PILOT KNOB, MO
    Posted on September 23rd, 2024 01:42 PM
    Justin was fast, helpful, explained everything, kept checking in with me, Justin made this a very good experience for me and I would recommend him and USA Mortgage to anyone
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thrilled to hear that you had a great experience, Jacqueline! Ensuring a smooth, informed and efficient process for all our clients is at the heart of what we do at DAS Acquisition Company, LLC. Your recommendation means a lot, and I'm glad...
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    Christina D
    MEXICO, MO
    Posted on September 13th, 2024 01:17 PM
    Great communication. Never felt like it was a bother to talk or text. Process was very smooth.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm thrilled to hear you had a positive experience, Christina! Communication is key in our process at DAS Acquisition Company, LLC, and I strive to make it as smooth and efficient as possible. Thank you for the fantastic 5-star rating and feedback....
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    Diane D
    Posted on August 11th, 2024 12:21 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Diane D
    Reply from Justin Lackey - USA Mortgage
    August 12th, 2024 03:48 PM
    I deeply appreciate your 5-star rating, Diane! It's always a pleasure to hear that my clients are satisfied with my service at USA Mortgage. I am dedicated to providing the best possible service for every customer. If you have any other mortgage-related...
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  • google
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    Diane D
    Posted on August 11th, 2024 12:21 PM
    Justin Lackey - USA Mortgage has received a review with 5 star rating from Diane D
    Reply from Owner
    August 12th, 2024 03:48 PM
    I deeply appreciate your 5-star rating, Diane! It's always a pleasure to hear that my clients are satisfied with my service at USA Mortgage. I am dedicated to providing the best possible service for every customer. If you have any other mortgage-related...
    read more
  • Encompass
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    Diane D
    JEFFERSON CITY, MO
    Posted on August 11th, 2024 12:21 PM
    Justin made the process easy and we closed in 17 days.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    I'm thrilled to hear that you found the process to be easy and efficient, Diane. Your feedback is greatly appreciated and it was my pleasure to assist you. I strive to make the process as streamlined as possible for all my clients at DAS Acquisition...
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  • Encompass
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    Sara A H
    MEXICO, MO
    Posted on August 10th, 2024 06:55 PM
    Justin was very helpful throughout the whole process.
    Reply from Justin Lackey
    November 6th, 2025 11:40 AM
    I'm glad to hear that you found the process helpful, Sara. Your feedback is greatly appreciated and it was a pleasure to assist you. I'm here if you have any more questions or need further assistance. Thanks for the 4.5-star rating!
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    Lauren B
    JEFFERSON CITY, MO
    Posted on July 31st, 2024 03:03 PM
    Justin is extremely knowledgeable and attentive. He communicates well, and the company offering electronic signatures made it quick and easy as well.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Lauren, thank you so much for the glowing review and 5-star rating. It's always my goal to make the process as smooth as possible for clients, so I'm glad to hear that the electronic signatures sped things up for you. I'm also thrilled to know...
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  • Encompass
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    Lindsey K
    KANSAS CITY, KS
    Posted on July 29th, 2024 05:48 PM
    Justin went out of his way a ton to make sure I was well taken care of. This is my second home I have purchased with him. He never fails to explain things to me, keep me in the loop, and being available even outside business hours for any of...
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    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Hi Lindsey, I'm thrilled to hear that you had a positive experience with your second home purchase. I strive to keep my clients well-informed and available whenever needed, so I'm glad I was able to accomplish that for you. I appreciate your...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
    • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.