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Justin Kozera - Market Leader in Ocean City, MD

Justin Kozera

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Market Leader

Movement Mortgage - Westminster, MD
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
Movement Mortgage - Westminster, MD
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
2%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
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    Eddie T
    Baltimore, MD
    Posted on November 11th, 2025 07:40 PM
    The service
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    Calvin P
    Snow Hill, MD
    Posted on October 31st, 2025 04:42 PM
    Very poor communication from the company. I asked questions in emails and text messages and got no response on numerous occasion. Communication needs to be way better.
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    Nancy M
    Ocean Pines, MD
    Posted on October 17th, 2025 08:40 PM
    Justin and his team communicated in a timely and professional manner. All procedures were clear, and the whole experience was seamless.
    Reply from Justin Kozera
    October 27th, 2025 08:41 PM
    I'm so glad I could make your experience hassle-free! I look forward to staying connected, as it was a pleasure working with you.
  • SFTP
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    Joel J
    Ocean Pines, MD
    Posted on October 17th, 2025 08:19 PM
    Quick responses to questions. The professionalism of Justin and the entire team especially Holly Bonsal.
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    Michael D
    Salisbury, MD
    Posted on October 6th, 2025 09:30 PM
    Justin is fantastic to work with.
    Reply from Justin Kozera
    October 17th, 2025 01:21 PM
    I'm so glad I could make your experience hassle-free! I look forward to staying connected, as it was a pleasure working with you.
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    George D
    Ocean City, MD
    Posted on October 6th, 2025 07:39 PM
    Very timely and knowledable. His staff was awesome
    Reply from Justin Kozera
    October 16th, 2025 07:41 PM
    I’m so glad you had a great experience working with me! Please feel free to reach out if you ever need anything.
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    Ryan E
    Ocean Pines, MD
    Posted on October 2nd, 2025 12:25 PM
    Seamless as ever! Best local lender who does whatever it takes to get the job done. Thank you.
    Reply from Justin Kozera
    October 13th, 2025 06:16 PM
    Thank you for the fantastic review! I appreciate you putting your trust in me.
  • SFTP
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    Heidi M
    Ocean City, MD
    Posted on September 18th, 2025 08:29 PM
    We had an outstanding experience with Movement Mortgage. From our initial contact to the successful closing of our home, their professionalism and extensive network of business associates were consistently impressive. They meticulously guided...
    read more
    Reply from Justin Kozera
    September 28th, 2025 08:29 PM
    Thank you for the amazing review! I'm thrilled I could make your experience hassle-free.
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    Taylor W
    Baltimore, MD
    Posted on September 18th, 2025 12:43 PM
    It was a pleasant time working with justin. He explained everything to me so well whenever I needed, and I couldn't be more grateful to have had him as a lender
    Reply from Justin Kozera
    September 28th, 2025 12:44 PM
    Thank you so much for the review! I loved working with you and will keep in touch moving forward.
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    Jeanne P
    Ocean View, DE
    Posted on September 15th, 2025 11:13 PM
    Very efficient, it all moved very quickly and met a date for settlement that was for my experiences in record timing.
    Reply from Justin Kozera
    September 25th, 2025 11:15 PM
    Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
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    About
    My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS_ID# 1446275
    • DE-MLO-1446275
    • FL-LO60579
    • View All
    Disclaimer
    DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.