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Justin Kozera - Market Leader in Ocean City, MD

Justin Kozera

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Market Leader

Movement Mortgage - Westminster, MD
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
Movement Mortgage - Westminster, MD
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
2%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
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    David H
    Ocean City, MD
    Posted on October 3rd, 2026 11:10 PM
    The quick response when we had questions.
    Reply from Justin Kozera
    October 14th, 2026 01:49 PM
    Thank you so much for the review! I loved working with you and will keep in touch moving forward.
  • SFTP
    M
    Megan C
    Baltimore, MD
    Posted on September 23rd, 2026 07:23 PM
    Professional, communicative and pleasant to work with as a buyer's agent. Thank you!
    Reply from Justin Kozera
    October 5th, 2026 06:51 PM
    Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
  • SFTP
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    Tiffany D
    Ocean City, MD
    Posted on September 12th, 2026 01:14 AM
    It got confusing with the number of people involved. My interaction with Justin was wonderful, wish all team members were as helpful and explained the details.
  • SFTP
    S
    Silva N
    Millville, DE
    Posted on September 5th, 2026 03:38 PM
    Exceptional Communication & Service! I can’t say enough about Justin Kozera and his team at Movement Mortgage! Their communication, responsiveness, and efficiency throughout the entire process were truly exceptional.Thanks to their dedication...
    read more
    Reply from Justin Kozera
    September 15th, 2026 03:39 PM
    Thank you for your positive feedback! I’d love to work with you again in the future.
  • SFTP
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    Jonathan P
    Millville, DE
    Posted on September 5th, 2026 02:33 PM
    Justin and the staff were helpful and quick to solve any issues that arose during the process
    Reply from Justin Kozera
    September 15th, 2026 02:34 PM
    Thank you for the 5-star review! It was a pleasure working with you.
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    Judith A
    Ocean City, MD
    Posted on August 29th, 2026 09:43 PM
    Everything was handled smoothly and the proces was quick from start to finish.
    Reply from Justin Kozera
    September 9th, 2026 08:47 PM
    Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
  • SFTP
    B
    Brittney J
    Windsor Mill, MD
    Posted on August 5th, 2026 05:28 PM
    The team communicated extremely well and made the process stress free!
    Reply from Justin Kozera
    August 17th, 2026 05:02 PM
    I’m so glad you had a great experience working with me! Please feel free to reach out if you ever need anything.
  • SFTP
    S
    Sylvia P
    Ocean City, MD
    Posted on August 2nd, 2026 02:25 AM
    Fast service
    Reply from Justin Kozera
    August 12th, 2026 07:57 PM
    I'm grateful for your 5-star review! It was great working with you.
  • SFTP
    K
    Kim H
    Ocean City, MD
    Posted on August 1st, 2026 12:27 PM
    Justin is awesome to work with.
    Reply from Justin Kozera
    August 11th, 2026 08:34 PM
    Thank you so much for the review! I loved working with you and will keep in touch moving forward.
  • SFTP
    A
    Anthony S
    Berlin, MD
    Posted on July 8th, 2026 12:35 PM
    The levels of communication were very good
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    About
    My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS_ID# 1446275
    • DE-MLO-1446275
    • FL-LO60579
    • View All
    Disclaimer
    DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.