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Justin Kozera - Market Leader in Ocean City, MD

Justin Kozera

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Market Leader

Movement Mortgage - Westminster, MD
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
Movement Mortgage - Westminster, MD
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
  • SFTP
    J
    Judith A
    Ocean City, MD
    Posted on August 29th, 2026 09:43 PM
    Everything was handled smoothly and the proces was quick from start to finish.
  • SFTP
    B
    Brittney J
    Windsor Mill, MD
    Posted on August 5th, 2026 05:28 PM
    The team communicated extremely well and made the process stress free!
    Reply from Justin Kozera
    August 17th, 2026 05:02 PM
    I’m so glad you had a great experience working with me! Please feel free to reach out if you ever need anything.
  • SFTP
    S
    Sylvia P
    Ocean City, MD
    Posted on August 2nd, 2026 02:25 AM
    Fast service
    Reply from Justin Kozera
    August 12th, 2026 07:57 PM
    I'm grateful for your 5-star review! It was great working with you.
  • SFTP
    K
    Kim H
    Ocean City, MD
    Posted on August 1st, 2026 12:27 PM
    Justin is awesome to work with.
    Reply from Justin Kozera
    August 11th, 2026 08:34 PM
    Thank you so much for the review! I loved working with you and will keep in touch moving forward.
  • SFTP
    A
    Anthony S
    Berlin, MD
    Posted on July 8th, 2026 12:35 PM
    The levels of communication were very good
  • SFTP
    M
    Mark S
    Berlin, MD
    Posted on July 6th, 2026 09:38 PM
    We have purchased and refinanced many homes in our adult life. Far and above this was the easiest and fastest I have ever experienced.
    Reply from Justin Kozera
    July 17th, 2026 02:31 PM
    It was great working with you! I really appreciate your business and positive feedback.
  • SFTP
    A
    Anthony G
    Ocean City, MD
    Posted on June 30th, 2026 12:08 PM
    Everything goes smooth with Justin and Movement Mortgage. If you are looking for local knowledge hes the guy.
    Reply from Justin Kozera
    July 10th, 2026 04:36 PM
    I’m so grateful for your review! Working with you was fantastic, and I look forward to staying connected.
  • SFTP
    S
    Scott F
    Ocean City, MD
    Posted on June 29th, 2026 07:50 PM
    The communication is always key and Justin was always quick to respond to questions and concerns we might have had.
    Reply from Justin Kozera
    July 9th, 2026 07:51 PM
    I really appreciate your positive feedback and look forward to staying connected!
  • SFTP
    M
    Margie B
    Ocean City, MD
    Posted on June 27th, 2026 07:19 PM
    Thorough communication, seamless transition, excellent service !!!
    Reply from Justin Kozera
    July 7th, 2026 07:19 PM
    Thank you for the 5-star review! It was a pleasure working with you.
  • SFTP
    R
    Rashmi R
    Ocean City, MD
    Posted on May 26th, 2026 09:24 PM
    The whole team was very responsive and helpful. They took time to explain things.
  • 10 of 256
    About
    My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS_ID# 1446275
    • DE-MLO-1446275
    • FL-LO60579
    • View All
    Disclaimer
    DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.