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Justin Kozera - Market Leader in Ocean City, MD

Justin Kozera

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Market Leader

Movement Mortgage - Westminster, MD
My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to off... Show More
Movement Mortgage - Westminster, MD
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
2%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
    A
    Amy C
    Ocean City, MD
    Posted on September 15th, 2025 09:16 PM
    Communication was great throughout the process. Clear, concise and thorough explanations and understanding of all milestones.
    Reply from Justin Kozera
    September 25th, 2025 09:17 PM
    Thank you for the fantastic review! I appreciate you putting your trust in me.
  • SFTP
    B
    Bryan H
    Pocono Lake, PA
    Posted on September 6th, 2025 12:33 PM
    Justin was excellent to work with! Thank you!!
    Reply from Justin Kozera
    September 16th, 2025 12:33 PM
    I appreciate your positive feedback, and I look forward to working with you again in the future!
  • SFTP
    D
    Dennis H
    Frankford, DE
    Posted on August 28th, 2025 07:46 PM
    Justin was super easy to work with. He also answered all of my questions. I've already referred one of my friends to him for a mortgage.
    Reply from Justin Kozera
    September 7th, 2025 07:48 PM
    I really appreciate your positive feedback and look forward to staying connected!
  • SFTP
    J
    Jemella G
    Middle River, MD
    Posted on August 5th, 2025 12:25 PM
    Justin and his team made my mortgage process smooth and stress-free while securing me an excellent rate. Everything stayed organized and on track, and I couldn’t be happier with the experience!
    Reply from Justin Kozera
    August 15th, 2025 12:26 PM
    I'm grateful for your 5-star review! It was great working with you.
  • SFTP
    D
    Donna D
    Ocean City, MD
    Posted on July 31st, 2025 01:21 PM
    Professionalism and speed of getting things done was excellent
    Reply from Justin Kozera
    August 10th, 2025 01:23 PM
    I appreciate your positive feedback, and I look forward to working with you again in the future!
  • SFTP
    J
    Jeffrey B
    Ocean City, MD
    Posted on July 29th, 2025 03:52 PM
    Thank you!!
  • SFTP
    J
    Janie A
    Baltimore, MD
    Posted on July 24th, 2025 01:44 AM
    Justin is the absolute BEST!
    Reply from Justin Kozera
    August 3rd, 2025 01:45 AM
    Thank you so much for the review! I loved working with you and will keep in touch moving forward.
  • SFTP
    S
    Shanice H
    Baltimore, MD
    Posted on July 23rd, 2025 07:51 PM
    Justin and his team communicated with me through every step in the process. They answer every call every question. That was always available to assist me with whatever I needed.
    Reply from Justin Kozera
    August 2nd, 2025 07:52 PM
    Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
  • SFTP
    L
    Lisa A
    Selbyville, DE
    Posted on July 20th, 2025 05:09 PM
    To be fair to Justin - we didn't really deal with him. We dealt with Holly Bonsal and she made our experience a negative one. She was aggressive with me in particular about my work and insisted on contacting my mgmt multiple times as if I were...
    read more
  • SFTP
    N
    Nicole H
    Selbyville, DE
    Posted on July 19th, 2025 04:33 PM
    Another smooth transaction with great communication!
    Reply from Justin Kozera
    July 29th, 2025 04:34 PM
    It was great working with you! I really appreciate your business and positive feedback.
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    About
    My goal as an experienced mortgage loan officer is to explore the many financial options available to you, and to work together to find the best one. I invite you to check out my website to see what my company, Movement Mortgage, has to offer. And as always, please reach out to me anytime via phone or email. I'm looking forward to hearing from you.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS_ID# 1446275
    • DE-MLO-1446275
    • FL-LO60579
    • View All
    Disclaimer
    DE-MLO-1446275, FL-LO60579, MD-1446275, VA-MLO-31354VA, PA-63595 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.